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Customers Bancorp CUBI Amortization (accretion) of loan net deferred fees, discounts and premiums

Amortization (accretion) of loan net deferred fees, discounts and premiums at other companies

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-$15.53M-15.7%
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$71.65M+6.4%
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Eastern Bankshares, Inc.EBC
-$15.53M-15.7%

Other financials

Income statement

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Revenue$227.4M+10.2%
Net income$71.6M+17.4%
EPS (diluted)$2.05+18.5%

Balance sheet

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Cash & equivalents$4.2B+19.3%
Total debt$2.1B+57.5%
Total equity$2.2B+18.4%
Total assets$26.5B+17.6%

Cash flow

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Operating cash flow$107.3M-33.8%
CapEx$1.3M+1,355%
Free cash flow$106.1M-34.6%

Valuation

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Market cap$2.77B+39.8%
Enterprise value$691.25M-466%
P/E9.5×-3.9×
P/S+0.1×

Profitability

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Net margin31.6%+10.0pp
FCF margin39.8%-20.6pp

Returns & leverage

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Return on equity14.3%+6.2pp
Debt / equity+0.2×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept cubi:AccretionofFairValueDiscountsNet.

The source filing: Customers Bancorp’s 10-K, filed February 27, 2026. Open the filing →

Filed
Feb 27, 2026, 4:50 PM EST
Fiscal year
FY2025
Accession
0001488813-26-000029

FAQ

What is Customers Bancorp's amortization (accretion) of loan net deferred fees, discounts and premiums?
Customers Bancorp (CUBI) reported amortization (accretion) of loan net deferred fees, discounts and premiums of -$10.6M in Q4 2025.
How has Customers Bancorp's amortization (accretion) of loan net deferred fees, discounts and premiums changed year-over-year?
Customers Bancorp's amortization (accretion) of loan net deferred fees, discounts and premiums decreased by 54.2% year-over-year, from -$6.87M to -$10.6M.
What is the long-term trend for Customers Bancorp's amortization (accretion) of loan net deferred fees, discounts and premiums?
Over 4 years (2021 to 2025), Customers Bancorp's amortization (accretion) of loan net deferred fees, discounts and premiums has grown at a -33.9% compound annual growth rate (CAGR), from -$222.69M to -$42.39M.
What does amortization (accretion) of loan net deferred fees, discounts and premiums mean?
The non-cash adjustment to interest income resulting from the amortization of premiums or the accretion of discounts on loans and investment securities. This reflects the systematic recognition of the difference between the purchase price and the par value of financial assets over their remaining life.

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