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Customers Bancorp CUBI Operating Lease Liability - Undiscounted Excess Amount

Operating Lease Liability - Undiscounted Excess Amount at other companies

Capital Bancorp logo
Capital BancorpCBNK
$1.51M+131%

Other financials

Income statement

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Revenue$227.4M+10.2%
Net income$71.6M+17.4%
EPS (diluted)$2.05+18.5%

Balance sheet

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Cash & equivalents$4.2B+19.3%
Total debt$2.1B+57.5%
Total equity$2.2B+18.4%
Total assets$26.5B+17.6%

Cash flow

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Operating cash flow$107.3M-33.8%
CapEx$1.3M+1,355%
Free cash flow$106.1M-34.6%

Valuation

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Market cap$2.78B+40.3%
Enterprise value$701.04M-471%
P/E9.5×-3.9×
P/S+0.1×

Profitability

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Net margin31.6%+10.0pp
FCF margin39.8%-20.6pp

Returns & leverage

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Return on equity14.3%+6.2pp
Debt / equity+0.2×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityUndiscountedExcessAmount.

The source filing: Customers Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:38 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001488813-26-000095
(amounts in thousands)June 30, 2026June 30, 2026
20277,827
20287,526
20296,590
20304,980
Thereafter14,643
Total minimum payments45,434
Less: interest6,216
Present value of lease liabilities$$39,218

Item 1. Customers Bancorp, Inc. Consolidated Financial Statements as of June 30, 2026 and for the three and six month periods ended June 30, 2026 and 2025 (unaudited)

FAQ

What is Customers Bancorp's operating lease liability - undiscounted excess amount?
Customers Bancorp (CUBI) reported operating lease liability - undiscounted excess amount of $6.22M in Q2 2026.
How has Customers Bancorp's operating lease liability - undiscounted excess amount changed year-over-year?
Customers Bancorp's operating lease liability - undiscounted excess amount decreased by 10.3% year-over-year, from $6.93M to $6.22M.
What does operating lease liability - undiscounted excess amount mean?
This represents the difference between the total undiscounted future lease payments and the present value of those payments recorded on the balance sheet. It effectively quantifies the interest component embedded within operating lease obligations. It is a measure of the financing cost inherent in the lease portfolio.

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