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Customers Bancorp CUBI Amortization (accretion) of loan net deferred fees, discounts and premiums

Amortization (accretion) of loan net deferred fees, discounts and premiums at other companies

Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
-$15.53M-15.7%
Popular logo
PopularBPOP
$71.65M+6.4%
NFB
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$791K-37.4%
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$791K-37.4%
TPG RE Finance Trust, Inc. logo
TPG RE Finance Trust, Inc.TRTX
$1.85M+108%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
-$15.53M-15.7%

Other financials

Income statement

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Revenue$227.4M+10.2%
Net income$71.6M+17.4%
EPS (diluted)$2.05+18.5%

Balance sheet

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Cash & equivalents$4.2B+19.3%
Total debt$2.1B+57.5%
Total equity$2.2B+18.4%
Total assets$26.5B+17.6%

Cash flow

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Operating cash flow$107.3M-33.8%
CapEx$1.3M+1,355%
Free cash flow$106.1M-34.6%

Valuation

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Market cap$2.77B+39.8%
Enterprise value$691.25M-466%
P/E9.5×-3.9×
P/S+0.1×

Profitability

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Net margin31.6%+10.0pp
FCF margin39.8%-20.6pp

Returns & leverage

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Return on equity14.3%+6.2pp
Debt / equity+0.2×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept cubi:AccretionOfFairValuesDiscountsNet.

The source filing: Customers Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:38 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001488813-26-000095
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Net (gain) loss on sale of loans and leases(2,105)(2)
Origination and purchases of loans held for sale(356,642)(417,808)
Proceeds from sales and repayments of loans held for sale380,428466,171
Amortization (accretion) of loan net deferred fees, discounts and premiums(13,233)(11,616)
Earnings on investment in bank-owned life insurance(5,297)(6,909)
(Increase) decrease in accrued interest receivable and other assets(44,743)3,465
Increase (decrease) in accrued interest payable and other liabilities(43,979)26,445
Net Cash Provided By (Used In) Operating Activities142,374256,275

Item 1. Customers Bancorp, Inc. Consolidated Financial Statements as of June 30, 2026 and for the three and six month periods ended June 30, 2026 and 2025 (unaudited)

FAQ

What is Customers Bancorp's amortization (accretion) of loan net deferred fees, discounts and premiums?
Customers Bancorp (CUBI) reported amortization (accretion) of loan net deferred fees, discounts and premiums of -$5.97M in Q2 2026.
How has Customers Bancorp's amortization (accretion) of loan net deferred fees, discounts and premiums changed year-over-year?
Customers Bancorp's amortization (accretion) of loan net deferred fees, discounts and premiums increased by 17.7% year-over-year, from -$7.25M to -$5.97M.
What does amortization (accretion) of loan net deferred fees, discounts and premiums mean?
Amortization (accretion) of loan net deferred fees, discounts and premiums as reported by CUSTOMERS BANCORP INC.

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