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Long Term Care — Current discount rate

CVS Health Long Term Care — Current discount rate increased by 3.1% to 5.7% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.4%, from 5.6% to 5.7%. Over 3 years (FY 2022 to FY 2025), Long Term Care — Current discount rate shows an upward trend with a 4.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalHigher is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026May 6, 2026

How to read this metric

An increase in the discount rate reduces the present value of liabilities, potentially improving the balance sheet position, while a decrease increases the liability valuation.

Detailed definition

The current discount rate is the interest rate used to calculate the present value of future insurance benefit payments...

Peer comparison

Standard metric for all insurers under LDTI (Long-Duration Targeted Improvements) accounting standards.

Metric ID: cvs_segment_long_term_care_current_discount_rate

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value3.8%4.7%5.7%5.4%5.1%5.2%6%5.1%5.4%5.6%5.1%5.7%5.6%5.6%5.4%5.5%5.7%
QoQ Change+25.3%+20.2%-4.6%-6.1%+3.6%+14.3%-15.2%+5.5%+3.9%-9.0%+12.4%-1.8%-0.2%-3.0%+1.7%+3.1%
YoY Change+34.9%+11.5%+6.0%-5.8%+5.9%+6.3%-15.4%+12.2%+4.5%+0.4%+6.9%-3.3%+1.4%
Range3.8%6%
CAGR+10.9%
Avg YoY Growth+5.0%
Median YoY Growth+5.9%
Current Streak2 quarters growth

Frequently Asked Questions

What is CVS Health's long term care — current discount rate?
CVS Health (CVS) reported long term care — current discount rate of 5.7% in Q1 2026.
How has CVS Health's long term care — current discount rate changed year-over-year?
CVS Health's long term care — current discount rate increased by 1.4% year-over-year, from 5.6% to 5.7%.
What is the long-term trend for CVS Health's long term care — current discount rate?
Over 3 years (2022 to 2025), CVS Health's long term care — current discount rate has grown at a 4.3% compound annual growth rate (CAGR), from 19.5% to 22.1%.
What does long term care — current discount rate mean?
The interest rate used to convert future insurance payments into today's dollar value.