Skip to content
Screener

Genworth Financial GNW Long- term care insurance — Current discount rate

Other product segments

Fixed annuities
5.6%+1.8%
Life insurance
5.2%+2.0%

Similar metrics at other companies

CVS Health logo
CVSLong Term Care — Current discount rate
5.7%+0.1pp
CNO Financial Group logo
CNOLong-term care — Current discount rate
5.6%+0.1pp
General Electric logo
GELong-term care — Current discount rate
5.5%0.0pp
Unum logo
UNMLong-term Care — Current discount rate
5.6%0.0pp
Horace Mann Educators logo
HMNTerm Life — Current discount rate
5.6%+0.2pp
CVS Health logo
CVSLarge Case Pensions — Current discount rate
5.4%+0.1pp

Other financials

Income statement

See full
Revenue$1.9B+5.8%
Net income$47.0M-7.8%
EPS (diluted)$0.120.0%

Balance sheet

See full
Cash & equivalents$2.0B+10.5%
Total debt$1.5B-1.3%
Total equity$8.7B-0.7%
Total assets$87.4B0.0%

Cash flow

See full
Operating cash flow$52.0M+767%

Valuation

See full
Market cap$3.72B+10.4%
Enterprise value$3.23B+4.5%
P/E17.5×-0.2×
P/S0.5×0.0×

Profitability

See full
Net margin2.9%+0.2pp

Returns & leverage

See full
Return on equity2.4%+0.2pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Genworth Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitCurrentWeightedAverageDiscountRate.

The source filing: Genworth Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054344
Line itemJune 30, 2026December 31, 2025
Long-term care insurance
Interest accretion (locked-in) rate5.7%5.7%
Current discount rate5.6%5.4%
Life insurance
Interest accretion (locked-in) rate5.7%5.7%
Current discount rate5.2%5.0%
Fixed annuities
Interest accretion (locked-in) rate6.8%6.8%

Item 1. Financial Statements

FAQ

What is Genworth Financial's long- term care insurance — current discount rate?
Genworth Financial (GNW) reported long- term care insurance — current discount rate of 5.6% in Q2 2026.
How has Genworth Financial's long- term care insurance — current discount rate changed year-over-year?
Genworth Financial's long- term care insurance — current discount rate decreased by 0.0% year-over-year, from 5.6% to 5.6%.
What is the long-term trend for Genworth Financial's long- term care insurance — current discount rate?
Over 2 years (2023 to 2025), Genworth Financial's long- term care insurance — current discount rate has grown at a 1.6% compound annual growth rate (CAGR), from 21.3% to 22%.
What does long- term care insurance — current discount rate mean?
The current discount rate represents the interest rate used to calculate the present value of future long-term care insurance liabilities. This rate is a critical actuarial assumption that directly impacts the valuation of reserves required to meet future policyholder obligations. Changes in this rate reflect shifts in the expected investment yield environment and influence the company's capital adequacy and earnings volatility.

Ask your AI about Genworth Financial's long- term care insurance — current discount rate.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude