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Genworth Financial GNW Life insurance — Current discount rate

Other product segments

Fixed annuities
5.6%+1.8%

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5.8%+0.1pp

Other financials

Income statement

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Revenue$1.9B+5.8%
Net income$47.0M-7.8%
EPS (diluted)$0.120.0%

Balance sheet

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Cash & equivalents$2.0B+10.5%
Total debt$1.5B-1.3%
Total equity$8.7B-0.7%
Total assets$87.4B0.0%

Cash flow

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Operating cash flow$52.0M+767%

Valuation

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Market cap$3.72B+10.4%
Enterprise value$3.23B+4.5%
P/E17.5×-0.2×
P/S0.5×0.0×

Profitability

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Net margin2.9%+0.2pp

Returns & leverage

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Return on equity2.4%+0.2pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Genworth Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitCurrentWeightedAverageDiscountRate.

The source filing: Genworth Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054344
Line itemJune 30, 2026December 31, 2025
Interest accretion (locked-in) rate5.7%5.7%
Current discount rate5.6%5.4%
Life insurance
Interest accretion (locked-in) rate5.7%5.7%
Current discount rate5.2%5.0%
Fixed annuities
Interest accretion (locked-in) rate6.8%6.8%
Current discount rate5.6%5.5%

Item 1. Financial Statements

FAQ

What is Genworth Financial's life insurance — current discount rate?
Genworth Financial (GNW) reported life insurance — current discount rate of 5.2% in Q2 2026.
How has Genworth Financial's life insurance — current discount rate changed year-over-year?
Genworth Financial's life insurance — current discount rate increased by 2.0% year-over-year, from 5.1% to 5.2%.
What is the long-term trend for Genworth Financial's life insurance — current discount rate?
Over 2 years (2023 to 2025), Genworth Financial's life insurance — current discount rate has grown at a -0.7% compound annual growth rate (CAGR), from 20.5% to 20.2%.
What does life insurance — current discount rate mean?
The current market-based discount rate used to value insurance liabilities for financial reporting purposes. Unlike the locked-in rate, this rate fluctuates with market conditions and reflects the current cost of capital or yield environment. It is essential for understanding the sensitivity of the balance sheet to interest rate volatility.

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