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Horace Mann Educators HMN Whole Life — Current discount rate
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Where this comes from
Reported directly by Horace Mann Educators in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitCurrentWeightedAverageDiscountRate.
The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 12:31 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000850141-26-000033
| Line item | As of June 30, 2026 | As of June 30, 2025 |
|---|---|---|
| Whole life | ||
| Interest accretion rate | 1.7% - 4.8% | 1.7% - 4.8% |
| Current discount rate | 4.8% - 5.8% | 4.9% - 5.7% |
| Term life | ||
| Interest accretion rate | 4.2% - 4.3% | 4.2% - 4.2% |
| Current discount rate | 5.4% - 5.6% | 5.3% - 5.4% |
| Experience life | ||
| Interest accretion rate | 6.1% | 6.1% |
Item 1. Consolidated Financial Statements
FAQ
- What is Horace Mann Educators's whole life — current discount rate?
- Horace Mann Educators (HMN) reported whole life — current discount rate of 5.8% in Q2 2026.
- How has Horace Mann Educators's whole life — current discount rate changed year-over-year?
- Horace Mann Educators's whole life — current discount rate increased by 1.8% year-over-year, from 5.7% to 5.8%.
- What is the long-term trend for Horace Mann Educators's whole life — current discount rate?
- Over 3 years (2022 to 2025), Horace Mann Educators's whole life — current discount rate has grown at a 6.0% compound annual growth rate (CAGR), from 19% to 22.6%.
- What does whole life — current discount rate mean?
- The interest rate used to discount future cash flows related to the whole life insurance portfolio to their present value. This rate is typically based on current market yields for high-quality fixed-income instruments. Changes in this rate significantly impact the valuation of insurance liabilities and the reported financial position of the segment.
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