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Horace Mann Educators HMN Experience life — Current discount rate
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Where this comes from
Reported directly by Horace Mann Educators in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitCurrentWeightedAverageDiscountRate.
The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 12:31 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000850141-26-000033
| Line item | As of June 30, 2026 | As of June 30, 2025 |
|---|---|---|
| Current discount rate | 5.4% - 5.6% | 5.3% - 5.4% |
| Experience life | ||
| Interest accretion rate | 6.1% | 6.1% |
| Current discount rate | 5.6% | 5.5% |
| Limited-pay whole life | ||
| Interest accretion rate | 4.0% | 4.0% |
| Current discount rate | 5.9% | 5.8% |
| Supplemental health |
Item 1. Consolidated Financial Statements
FAQ
- What is Horace Mann Educators's experience life — current discount rate?
- Horace Mann Educators (HMN) reported experience life — current discount rate of 5.6% in Q2 2026.
- How has Horace Mann Educators's experience life — current discount rate changed year-over-year?
- Horace Mann Educators's experience life — current discount rate increased by 1.8% year-over-year, from 5.5% to 5.6%.
- What is the long-term trend for Horace Mann Educators's experience life — current discount rate?
- Over 3 years (2022 to 2025), Horace Mann Educators's experience life — current discount rate has grown at a 4.2% compound annual growth rate (CAGR), from 19.2% to 21.7%.
- What does experience life — current discount rate mean?
- The interest rate used to discount future cash flows, such as premiums and benefit payments, to their present value for financial reporting purposes. This rate is typically aligned with current market yields on high-quality fixed-income securities. Changes in this rate significantly influence the valuation of insurance liabilities and the company's reported equity.
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