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Unum UNM Other Insurance Product Line — Current discount rate
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Where this comes from
Reported directly by Unum in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitCurrentWeightedAverageDiscountRate.
The source filing: Unum’s 10-Q, filed July 29, 2026.
- Filed
- Jul 29, 2026, 4:25 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000005513-26-000075
| Line item | June 30 / 2026 | June 30 / 2025 |
|---|---|---|
| Expected future benefit payments | $11,363.5 | $10,685.1 |
| Expected future gross premiums | $13,462.5 | $12,887.4 |
| Amount of discounted (at interest accretion rate): | ||
| Expected future gross premiums | $9,456.5 | $9,187.4 |
| Weighted average interest rate: | ||
| Interest accretion rate | 4.4% | 4.4% |
| Current discount rate | 5.4% | 5.3% |
| Weighted average duration of the liability | 17.5 years | 17.2 years |
Item 1. Financial Statements (Unaudited):
FAQ
- What is Unum's other insurance product line — current discount rate?
- Unum (UNM) reported other insurance product line — current discount rate of 5.3% in Q2 2026.
- How has Unum's other insurance product line — current discount rate changed year-over-year?
- Unum's other insurance product line — current discount rate increased by 1.9% year-over-year, from 5.2% to 5.3%.
- What is the long-term trend for Unum's other insurance product line — current discount rate?
- Over 3 years (2022 to 2025), Unum's other insurance product line — current discount rate has grown at a 3.5% compound annual growth rate (CAGR), from 18.4% to 20.4%.
- What does other insurance product line — current discount rate mean?
- The current market-based interest rate used to discount future expected insurance benefit payments to their present value. This is a critical actuarial assumption that directly impacts the valuation of long-term insurance liabilities.
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