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Unum UNM Debt-to-equity

Debt-to-equity at other companies

Aflac logo
AflacAFL
0.3×0.0×
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
0.2×0.0×
MetLife logo
MetLifeMET
0.5×0.0×
Prudential Financial logo
Prudential FinancialPRU
0.6×-0.1×
Globe Life logo
Globe LifeGL
0.5×-0.1×
Corebridge Financial logo
Corebridge FinancialCRBG

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp

Where this comes from

Calculated from Unum’s reported figures.

Based on the most recent quarter.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's debt-to-equity?
Unum (UNM) reported debt-to-equity of 0.3× in Q1 2026.
How has Unum's debt-to-equity changed year-over-year?
Unum's debt-to-equity increased by 3.5% year-over-year, from 0.3× to 0.3×.
What is the long-term trend for Unum's debt-to-equity?
Over 5 years (2020 to 2025), Unum's debt-to-equity has grown at a 1.7% compound annual growth rate (CAGR), from 0.3× to 0.3×.
What does debt-to-equity mean?
How much debt the company carries for every dollar of shareholder equity.
How do you interpret debt-to-equity?
Lower is generally safer, but moderate leverage can boost returns. Read in the context of cash-flow stability — a utility tolerates more debt than a cyclical. Negative equity makes the ratio meaningless and it is suppressed there.
How does debt-to-equity compare across companies?
Comparable within an industry; capital structures differ sharply across sectors. Not meaningful for banks.