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Unum UNM Free cash flow margin

Free cash flow margin at other companies

The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
19.6%-1.4pp
United Fire Group logo
United Fire GroupUFCS
20.1%-5.4pp
Globe Life logo
Globe LifeGL
20.2%-3.9pp
Citizens logo
CitizensCIA
5.9%-3.9pp
Selective Insurance Group logo
Selective Insurance GroupSIGI
21.7%-0.4pp
UnitedHealth Group logo
UnitedHealth GroupUNH
4.4%-1.7pp

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Calculated from Unum’s reported figures.

Based on trailing twelve months.

The source filing: Unum’s 10-Q, filed July 30, 2025. Open the filing →

Filed
Jul 30, 2025
Fiscal quarter
Q2 FY2025
Calendar quarter
Q2 2025
Accession
0000005513-25-000118

FAQ

What is Unum's free cash flow margin?
Unum (UNM) reported free cash flow margin of 11.2% in Q2 2025.
How has Unum's free cash flow margin changed year-over-year?
Unum's free cash flow margin increased by 14.2% year-over-year, from 9.8% to 11.2%.
What is the long-term trend for Unum's free cash flow margin?
Over 3 years (2021 to 2024), Unum's free cash flow margin has grown at a 0.4% compound annual growth rate (CAGR), from 10.6% to 10.8%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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