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Unum UNM Net margin

Net margin at other companies

Aflac logo
AflacAFL
25.6%+4.3pp
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
14.1%+3.0pp
MetLife logo
MetLifeMET
4.7%-1.5pp
Prudential Financial logo
Prudential FinancialPRU
5.5%+1.6pp
Globe Life logo
Globe LifeGL
19.4%+1.0pp
Corebridge Financial logo
Corebridge FinancialCRBG

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Calculated from Unum’s reported figures.

Based on trailing twelve months.

The official record: Unum’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's net margin?
Unum (UNM) reported net margin of 5.9% in Q1 2026.
How has Unum's net margin changed year-over-year?
Unum's net margin decreased by 52.4% year-over-year, from 12.3% to 5.9%.
What is the long-term trend for Unum's net margin?
Over 5 years (2020 to 2025), Unum's net margin has grown at a -1.3% compound annual growth rate (CAGR), from 6% to 5.6%.
What does net margin mean?
The share of every sales dollar that becomes bottom-line profit.
How do you interpret net margin?
Higher is better, but net margin mixes operating performance with financing and tax effects and one-off items — read it alongside operating margin to separate the operating story from the rest.
How does net margin compare across companies?
Comparable across peers but sensitive to leverage and tax structure; two operationally identical firms can show different net margins purely from financing.