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Unum

UNM

Unum Group is a leading provider of financial protection benefits, offering a broad portfolio of disability, life, accident, and supplemental insurance products.

Market cap
$13.81B+12.8%
Revenue$13.3B+3.4%
Net income$702.7M-53.7%
Free cash flow$1.4B-1.4%
EPS (diluted)$4.29-48.8%
Trailing twelve months · change vs. prior year

Earnings

Next report

Date not yet announced

Financials

Q2 2026

Income statement

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Revenue$3.4B+0.3%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation & ratios

Valuation

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Market cap$13.81B+12.8%
Enterprise value$17.37B+4.5%
P/E19.7×+10.4×
P/S-0.1×

Profitability

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Net margin5.3%-6.5pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Competitors

Profile

Unum Group is a leading provider of financial protection benefits, offering a broad portfolio of disability, life, accident, and supplemental insurance products. The company primarily markets its solutions through the workplace, helping employers of all sizes manage workforce risks while protecting employees from financial hardship due to illness, injury, or loss of life. It maintains a significant presence in the United States and the United Kingdom, with growing operations in Poland.

Competitive position

A leading provider of workplace financial protection benefits with a dominant position in the U.S. and U.K. disability markets.

GeographiesUnited States, United Kingdom, Poland
Customer segmentsSME, Enterprise, Public Sector, Individuals
Business modelB2B2C, Underwriting, Fee-based services
SuppliersCapital markets, Actuarial data providers, Medical and health data, Technology infrastructure providers
CustomersCorporate employers, Government entities, Individual employees, Independent insurance brokers
Listed1986
Employees10.8K
CEORichard Paul McKenney
Websiteunum.com
FilingsSEC EDGAR

Questions, answered.

What is Unum's market cap?
Unum (UNM) has a market capitalization of $13.8B and trades on NYSE.
What is Unum's revenue and profitability?
Unum generated $13.3B in trailing twelve-month revenue with net income of $702.7M, representing a net margin of 5.3%, with free cash flow of $1.4B. These figures are based on the Q2 2026 filing.
Who are Unum's competitors?
Unum's key competitors include MetLife, Aflac, Prudential Financial, and others. These companies compete in similar markets and product categories.
Who does Unum partner with?
Unum's notable partners include Fortitude Re, Commonwealth Annuity and Life Insurance Company.
What subsidiaries does Unum have?
Unum's subsidiaries include Unum Life Insurance Company of America, Colonial Life & Accident Insurance Company, Unum Limited, and others.
Where is Unum headquartered?
Unum is headquartered in United States of America and employs approximately 10,812 people. It has been publicly traded since 1986.