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Unum UNM Q2 2026 earnings

Reported July 28, 2026 · After market close

Revenue$3.4BBeat by $465.2M
Adjusted EPS$2.16In line
Revenue estimate$2.9B
EPS estimate$2.16
Our top-line saw steady growth in premiums with increasing sales and good retention, while operating margins remain healthy in our core operations. We remain on track to close the recently announced long-term care reinsurance transaction in the second half of the year, further improving the risk profile of the Closed Block. The strong cashflow profile of our businesses have allowed us to return substantial capital to shareholders with year-to-date share repurchases of $600 million and dividends of $150 million. Our diversified employee benefits business model and strong capital position enable us to stay focused on executing our strategy and delivering long-term value for shareholders.
Richard P. McKenney

Next report

Nov 3, 2026 (in 2 months)
Revenue estimate$2.9B
EPS estimate$2.17

Financials

Q2 2026

Income statement

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Revenue$3.4B+0.3%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

See full
Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$15.18B+20.1%
Enterprise value$18.74B+23.4%
P/E21.6×+13.3×
P/S1.1×+0.2×

Profitability

See full
Net margin5.3%-6.5pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

FAQ

When did Unum report Q2 2026 earnings?
Unum (UNM) reported Q2 2026 earnings on July 28, 2026 after market close.
What were Unum's Q2 2026 revenue and EPS?
Unum reported revenue of $3.4B and adjusted eps of $2.16 for Q2 2026.
Did Unum beat estimates in Q2 2026?
Revenue beat the consensus estimate of $2.9B by $465.2M. EPS beat the consensus estimate of $2.16 by $0.00.
How did Unum's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 0.3% from $3.4B a year earlier.
Where can I find Unum's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000005513-26-000073) and the 10-Q periodic report (0000005513-26-000075) directly on SEC EDGAR. The filing index links above go to sec.gov.