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Unum UNM Q3 2025 earnings

Reported November 3, 2025 · After market close

Revenue$3.4BBeat by $31.5M
EPS$2.09Miss by $0.06
Revenue estimate$3.3B
EPS estimate$2.15

Next report

Date not yet announced

Financials

Q3 2025

Income statement

See full
Revenue$3.4B+5.0%
Net income$39.7M-93.9%
EPS (diluted)$0.23-93.4%

Balance sheet

See full
Cash & equivalents$327.9M+101%
Total debt$3.7B+7.9%
Total equity$10.9B-0.4%
Total assets$63.7B-0.7%

Cash flow

See full
CapEx$30.8M-18.3%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$13.25B+17.4%
Enterprise value$16.66B+14.2%
P/E14.5×+8.1×
P/S1×+0.1×

Profitability

See full
Net margin7%-6.8pp

Returns & leverage

See full
Return on equity8.4%-8.8pp
Debt / equity0.3×0.0×

Versus estimates

Revenue

Q2 2026$3.4BBeat by $465.2MQ1 2026$3.4BBeat by $440.7MQ4 2025$3.2BMiss by $44.4M
Q3 2025$3.4BBeat by $31.5M
Q2 2025$3.4BBeat by $30.8MQ1 2025$3.1BMiss by $262.8M

Diluted EPS

Q2 2026$2.16In lineQ1 2026$2.14Beat by $0.07Q4 2025$1.92Miss by $0.19
Q3 2025$2.09Miss by $0.06
Q2 2025$2.07Miss by $0.16Q1 2025$2.04Miss by $0.15

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Questions, answered.

When did Unum report Q3 2025 earnings?
Unum (UNM) reported Q3 2025 earnings on November 3, 2025 after market close.
What were Unum's Q3 2025 revenue and EPS?
Unum reported revenue of $3.4B and eps of $2.09 for Q3 2025.
Did Unum beat estimates in Q3 2025?
Revenue beat the consensus estimate of $3.3B by $31.5M. EPS missed the consensus estimate of $2.15 by $0.06.
How did Unum's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 4.9% from $3.2B a year earlier and eps declined 1.9% from $2.13.
Where can I find Unum's Q3 2025 SEC filings?
You can read the 8-K earnings release (0000005513-25-000127) and the 10-Q periodic report (0000005513-25-000130) directly on SEC EDGAR. The filing index links above go to sec.gov.