Screener
Unum UNM Voluntary Benefits — Current discount rate
Other product segments
Similar metrics at other companies
Other financials
Where this comes from
Reported directly by Unum in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitCurrentWeightedAverageDiscountRate.
The source filing: Unum’s 10-Q, filed July 29, 2026.
- Filed
- Jul 29, 2026, 4:25 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000005513-26-000075
| Line item | Group Disability | Group Life and AD&D | Voluntary Benefits | Individual Disability | Total Unum US |
|---|---|---|---|---|---|
| Expected future benefit payments | $5,569.3 | $886.3 | $6,186.4 | $5,076.4 | $17,718.4 |
| Expected future gross premiums | — | — | $6,928.6 | $5,818.2 | $12,746.8 |
| Amount of discounted (at interest accretion rate): | |||||
| Expected future gross premiums | — | — | $4,393.2 | $4,192.8 | $8,586.0 |
| Weighted average interest rate: | |||||
| Interest accretion rate | 4.3% | 2.5% | 5.0% | 5.1% | 4.4% |
| Current discount rate | 4.7% | 2.8% | 5.6% | 5.2% | 4.8% |
| Weighted average duration of the liability | 3.9 years | 2.4 years | 18.1 years | 9.3 years | 7.0 years |
Item 1. Financial Statements (Unaudited):
FAQ
- What is Unum's voluntary benefits — current discount rate?
- Unum (UNM) reported voluntary benefits — current discount rate of 5.6% in Q2 2026.
- How has Unum's voluntary benefits — current discount rate changed year-over-year?
- Unum's voluntary benefits — current discount rate increased by 1.8% year-over-year, from 5.5% to 5.6%.
- What is the long-term trend for Unum's voluntary benefits — current discount rate?
- Over 3 years (2022 to 2025), Unum's voluntary benefits — current discount rate has grown at a 5.4% compound annual growth rate (CAGR), from 18.7% to 21.9%.
- What does voluntary benefits — current discount rate mean?
- The interest rate used to discount future expected insurance benefit payments to their present value. This rate is typically based on high-quality fixed-income yields and is essential for calculating the current liability for future policy benefits. It directly impacts the reported size of insurance reserves.
Ask your AI about Unum's voluntary benefits — current discount rate.
Connect your AI assistant and compare segments, right in your chat.
Connect your AI
Claude