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Community West Bancshares CWBC Business Segments — Provision for Credit Losses

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Other financials

Income statement

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Revenue$38.8M+11.5%
Net income$11.5M+38.5%
EPS (diluted)$0.60+36.4%

Balance sheet

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Cash & equivalents$130.3M-12.2%
Total debt$11.6M-85.5%
Total equity$419.2M+12.6%
Total assets$3.7B+4.2%

Cash flow

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Operating cash flow$10.9M-1.3%
CapEx$2.7M+758%
Free cash flow$8.2M-23.7%

Valuation

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Market cap$719.87M+108%
P/E17.4×-10.8×
P/S4.8×+2.1×

Profitability

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Net margin27.5%+18.1pp
FCF margin27.3%+8.7pp

Returns & leverage

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Return on equity10.5%+6.2pp
Debt / equity-0.2×

Where this comes from

Reported directly by Community West Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Community West Bancshares’s 10-K, filed March 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community West Bancshares's business segments — provision for credit losses?
Community West Bancshares (CWBC) reported business segments — provision for credit losses of $938.5K in Q4 2025.
How has Community West Bancshares's business segments — provision for credit losses changed year-over-year?
Community West Bancshares's business segments — provision for credit losses decreased by 66.2% year-over-year, from $2.78M to $938.5K.
What is the long-term trend for Community West Bancshares's business segments — provision for credit losses?
Over 3 years (2022 to 2025), Community West Bancshares's business segments — provision for credit losses has grown at a 55.7% compound annual growth rate (CAGR), from $995K to $3.75M.
What does business segments — provision for credit losses mean?
This is an expense set aside to cover potential losses from loans that may become uncollectible. It reflects management's assessment of credit risk within the loan portfolio and the overall economic environment.