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Univest Financial Corporation UVSP Banking1 — Provision for Credit Losses

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Other financials

Income statement

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Revenue$87.5M+10.4%
Net income$27.1M+21.0%
EPS (diluted)$0.96+24.7%

Balance sheet

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Cash & equivalents$222.4M+31.5%
Total debt$78.9M-41.2%
Total equity$952.0M+5.4%
Total assets$8.1B+2.1%

Cash flow

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Operating cash flow$22.1M+41.9%
CapEx$578.0K-70.3%
Free cash flow$21.6M+57.9%

Valuation

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Market cap$1.21B+44.0%
Enterprise value$1.06B+32.4%
P/E12.7×+1.9×
P/S3.6×+0.8×

Profitability

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Net margin28.4%+2.5pp
FCF margin31.2%+4.8pp

Returns & leverage

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Return on equity10.3%+1.4pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Univest Financial Corporation’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Univest Financial Corporation's banking1 — provision for credit losses?
Univest Financial Corporation (UVSP) reported banking1 — provision for credit losses of $1.3M in Q1 2026.
How has Univest Financial Corporation's banking1 — provision for credit losses changed year-over-year?
Univest Financial Corporation's banking1 — provision for credit losses decreased by 43.6% year-over-year, from $2.31M to $1.3M.
What is the long-term trend for Univest Financial Corporation's banking1 — provision for credit losses?
Over 3 years (2022 to 2025), Univest Financial Corporation's banking1 — provision for credit losses has grown at a -1.5% compound annual growth rate (CAGR), from $12.2M to $11.67M.
What does banking1 — provision for credit losses mean?
This represents the expense charged to earnings to maintain the allowance for loan and lease losses at a level deemed adequate to cover estimated credit losses. It reflects management's assessment of the credit quality of the loan portfolio and the current economic outlook. An increase in this provision typically signals anticipated deterioration in asset quality or growth in the loan portfolio.