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Free cash flow at other companies

Associated Banc-Corp logo
Associated Banc-CorpASB
$127.16M+40.2%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$17.89M+72.7%
Citizens & Northern logo
Citizens & NorthernCZNC
$8.47M+713%
CTB
Community Trust BancorpCTBI
$37.93M+9.9%
Eagle Bancorp logo
Eagle BancorpEGBN
$14.29M-66.8%
First Financial Corporation logo
First Financial CorporationTHFF
$21.93M+7.0%

Other financials

Income statement

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Revenue$16.1M+13.5%
Net income$3.8M+17.5%
EPS (diluted)$0.39+21.9%

Balance sheet

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Cash & equivalents$149.2M+48.9%
Total debt$731.0K-24.6%
Total equity$190.9M+6.0%
Total assets$1.8B+2.4%

Cash flow

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Operating cash flow$4.0M+146%
CapEx$570.0K+470%

Valuation

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Market cap$225.58M+67.4%
Enterprise value$77.1M+14.4%
P/E15.1×+4.2×
P/S3.5×+1.2×

Profitability

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Net margin23.3%+0.2pp
FCF margin20.1%-1.7pp

Returns & leverage

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Return on equity8.1%+0.8pp
Debt / equity0.0×

Where this comes from

Calculated from Citizens Community Bancorp’s reported figures.

The official record: Citizens Community Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Community Bancorp's free cash flow?
Citizens Community Bancorp (CZWI) reported free cash flow of $3.41M in Q1 2026.
How has Citizens Community Bancorp's free cash flow changed year-over-year?
Citizens Community Bancorp's free cash flow increased by 125.1% year-over-year, from $1.51M to $3.41M.
What is the long-term trend for Citizens Community Bancorp's free cash flow?
Over 3 years (2022 to 2025), Citizens Community Bancorp's free cash flow has grown at a -24.6% compound annual growth rate (CAGR), from $25.69M to $11.01M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.