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Return on equity at other companies

Associated Banc-Corp logo
Associated Banc-CorpASB
10.2%
U.S. Bancorp logo
U.S. BancorpUSB
12.4%+0.8pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
12.1%+1.0pp
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
12.1%+2.4pp
Citizens & Northern logo
Citizens & NorthernCZNC
5.6%-4.3pp
CTB
Community Trust BancorpCTBI
12.5%+0.9pp

Other financials

Income statement

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Revenue$16.1M+13.5%
Net income$3.8M+17.5%
EPS (diluted)$0.39+21.9%

Balance sheet

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Cash & equivalents$149.2M+48.9%
Total debt$731.0K-24.6%
Total equity$190.9M+6.0%
Total assets$1.8B+2.4%

Cash flow

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Operating cash flow$4.0M+146%
CapEx$570.0K+470%
Free cash flow$3.4M+125%

Valuation

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Market cap$225.58M+67.4%
Enterprise value$77.1M+14.4%
P/E15.1×+4.2×
P/S3.5×+1.2×

Profitability

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Net margin23.3%+0.2pp
FCF margin20.1%-1.7pp

Returns & leverage

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Debt / equity0.0×

Where this comes from

Calculated from Citizens Community Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Citizens Community Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens Community Bancorp's return on equity?
Citizens Community Bancorp (CZWI) reported return on equity of 8.1% in Q1 2026.
How has Citizens Community Bancorp's return on equity changed year-over-year?
Citizens Community Bancorp's return on equity increased by 10.8% year-over-year, from 7.3% to 8.1%.
What is the long-term trend for Citizens Community Bancorp's return on equity?
Over 5 years (2020 to 2025), Citizens Community Bancorp's return on equity has grown at a -0.8% compound annual growth rate (CAGR), from 8.2% to 7.9%.
What does return on equity mean?
Trailing-twelve-month net income divided by average shareholders' equity (average of the start and end of the trailing-twelve-month window). Measures the profit generated on each dollar of shareholder capital.