Skip to content
Screener

Eastern Bankshares, Inc. EBC Time deposits

Time deposits at other companies

Independent Bank Corp logo
Independent Bank CorpINDB
$3.25B+19.5%
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
$917.69M+2.6%
HOM
Home BancSharesHOMB
$2.24B+18.5%
International Bancshares logo
International BancsharesIBOC
$3.26B+8.0%
Shore Bancshares logo
Shore BancsharesSHBI
$1.25B-2.0%
Customers Bancorp logo
Customers BancorpCUBI
$1.2B+30.9%

Other financials

Income statement

See full
Revenue$309.5M+26.4%
Net income$105.2M+5.0%
EPS (diluted)$0.48-4.0%

Balance sheet

See full
Cash & equivalents$256.2M-53.7%
Total debt$495.5M+260%
Total equity$4.3B+16.3%
Total assets$31.1B+22.3%

Cash flow

See full
Operating cash flow$154.6M+24.8%
CapEx$4.8M+5.6%
Free cash flow$149.8M+25.5%

Valuation

See full
Market cap$5.27B+79.7%
Enterprise value$5.51B+119%
P/E14×—
P/S4.7×-0.1×

Profitability

See full
Net margin33.5%+27.2pp
FCF margin34.3%-23.1pp

Returns & leverage

See full
Return on equity9.4%+8.1pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The source filing: Eastern Bankshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 10:54 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054656
(In thousands, except per share data)June 30, 2026December 31, 2025
Interest checking accounts4,706,5434,727,219
Savings accounts2,151,3002,010,028
Money market investment8,207,1307,885,707
Certificates of deposit4,313,7714,506,592
Total deposits25,919,31225,470,751
Borrowed funds:
Interest rate swap collateral funds34,18115,321
Federal Home Loan Bank advances364,412199,617

Item 1. Financial Statements

FAQ

What is Eastern Bankshares, Inc.'s time deposits?
Eastern Bankshares, Inc. (EBC) reported time deposits of $4.31B in Q2 2026.
How has Eastern Bankshares, Inc.'s time deposits changed year-over-year?
Eastern Bankshares, Inc.'s time deposits increased by 32.8% year-over-year, from $3.25B to $4.31B.
What is the long-term trend for Eastern Bankshares, Inc.'s time deposits?
Over 5 years (2020 to 2025), Eastern Bankshares, Inc.'s time deposits has grown at a 77.1% compound annual growth rate (CAGR), from $258.86M to $4.51B.
What does time deposits mean?
This represents customer deposits held for a fixed term, such as certificates of deposit, which generally carry higher interest rates than liquid savings accounts. These deposits provide the bank with a predictable, longer-term funding source for its asset-liability management strategy. The volume of these deposits reflects the bank's reliance on term-based funding versus core transactional deposits.

Ask your AI about Eastern Bankshares, Inc.'s time deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude