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Time deposits at other companies

International Bancshares logo
International BancsharesIBOC
$3.24B+10.0%
HOM
Home BancSharesHOMB
$1.77B-5.5%
BOK Financial logo
BOK FinancialBOKF
$3.73B+7.5%
Valley National Bank logo
Valley National BankVLY
$11.44B-4.1%
Flagstar Bank
 logo
Flagstar Bank FLG
$20.72B-20.0%

Other financials

Income statement

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Revenue$288.2M+710%
Net income$65.3M+130%
EPS (diluted)$0.29+127%

Balance sheet

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Cash & equivalents$331.6M-10.1%
Total debt$813.8M+454%
Total equity$4.3B+19.6%
Total assets$30.6B+22.6%

Cash flow

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Operating cash flow-$9.5M-120%
CapEx$3.1M+69.6%
Free cash flow-$12.5M-128%

Valuation

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Market cap$4.43B+33.8%
Enterprise value$4.91B+59.5%
P/E11.9×
P/S4.2×-2.1×

Profitability

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Net margin35.1%+24.6pp
FCF margin33.5%-20.7pp

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: Eastern Bankshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eastern Bankshares, Inc.'s time deposits?
Eastern Bankshares, Inc. (EBC) reported time deposits of $4.14B in Q1 2026.
How has Eastern Bankshares, Inc.'s time deposits changed year-over-year?
Eastern Bankshares, Inc.'s time deposits increased by 29.9% year-over-year, from $3.19B to $4.14B.
What is the long-term trend for Eastern Bankshares, Inc.'s time deposits?
Over 5 years (2020 to 2025), Eastern Bankshares, Inc.'s time deposits has grown at a 77.1% compound annual growth rate (CAGR), from $258.86M to $4.51B.
What does time deposits mean?
This represents customer deposits held for a fixed term, such as certificates of deposit, which generally carry higher interest rates than liquid savings accounts. These deposits provide the bank with a predictable, longer-term funding source for its asset-liability management strategy. The volume of these deposits reflects the bank's reliance on term-based funding versus core transactional deposits.