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Eastern Bankshares, Inc. EBC Premises and equipment

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Other financials

Income statement

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Revenue$309.5M+26.4%
Net income$105.2M+5.0%
EPS (diluted)$0.48-4.0%

Balance sheet

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Cash & equivalents$256.2M-53.7%
Total debt$495.5M+260%
Total equity$4.3B+16.3%
Total assets$31.1B+22.3%

Cash flow

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Operating cash flow$154.6M+24.8%
CapEx$4.8M+5.6%
Free cash flow$149.8M+25.5%

Valuation

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Market cap$5.24B+77.6%
Enterprise value$5.48B+116%
P/E13.9×
P/S4.7×-0.1×

Profitability

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Net margin33.5%+27.2pp
FCF margin34.3%-23.1pp

Returns & leverage

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Return on equity9.4%+8.1pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept ebc:PropertyPlantAndEquipmentIncludingAssetsHeldForSaleNotPartOfDisposalGroup.

The source filing: Eastern Bankshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 10:54 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054656
(In thousands, except per share data)June 30, 2026December 31, 2025
Unearned discounts and deferred fees, net(431,698)(489,431)
Net loans22,956,04722,753,224
Federal Home Loan Bank stock, at cost21,25013,838
Premises and equipment118,196119,984
Bank-owned life insurance311,387307,836
Goodwill and other intangibles, net1,277,6431,300,930
Deferred income taxes, net293,659309,963
Prepaid expenses255,237259,929

Item 1. Financial Statements

FAQ

What is Eastern Bankshares, Inc.'s premises and equipment?
Eastern Bankshares, Inc. (EBC) reported premises and equipment of $118.2M in Q2 2026.
How has Eastern Bankshares, Inc.'s premises and equipment changed year-over-year?
Eastern Bankshares, Inc.'s premises and equipment increased by 77.9% year-over-year, from $66.44M to $118.2M.
What is the long-term trend for Eastern Bankshares, Inc.'s premises and equipment?
Over 5 years (2020 to 2025), Eastern Bankshares, Inc.'s premises and equipment has grown at a 19.4% compound annual growth rate (CAGR), from $49.4M to $119.98M.
What does premises and equipment mean?
This represents the net book value of physical assets, including bank branches, corporate offices, and technology infrastructure used to support banking operations. It reflects the capital investment required to maintain the bank's physical and digital footprint. Tracking this helps investors understand the bank's operational overhead and long-term capital expenditure requirements.

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