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Other financials

Income statement

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Net income$4.0M+23.0%

Balance sheet

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Cash & equivalents$53.7M+136%
Total debt$44.5M-24.8%
Total equity$193.0M+8.7%
Total assets$2.1B+0.2%

Cash flow

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Operating cash flow-$4.7M-351%
CapEx$461.0K-71.6%
Free cash flow-$5.2M-2,079%

Valuation

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Market cap$187.75M+48.4%
Enterprise value$178.49M+12.4%
P/E12.1×+2.0×

Profitability

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Net margin9.8%
FCF margin32.3%

Returns & leverage

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Return on equity8.4%+2.0pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Eagle Bancorp Montana in its filing.

Tagged under the XBRL concept us-gaap:Depreciation.

The source filing: Eagle Bancorp Montana’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 12:22 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001437749-26-015453
Line itemThree Months Ended / March 31, 2026Three Months Ended / March 31, 2025
Net income$3,984$3,239
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Provision for credit losses27942
Depreciation1,2601,287
Net amortization of investment securities premiums and discounts190170
Amortization of mortgage servicing rights620365
Amortization of right-of-use assets99119
Amortization of core deposit intangibles271320

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FAQ

What is Eagle Bancorp Montana's D&A?
Eagle Bancorp Montana (EBMT) reported D&A of $1.26M in Q1 2026.
How has Eagle Bancorp Montana's D&A changed year-over-year?
Eagle Bancorp Montana's D&A decreased by 2.1% year-over-year, from $1.29M to $1.26M.
What is the long-term trend for Eagle Bancorp Montana's D&A?
Over 4 years (2021 to 2025), Eagle Bancorp Montana's D&A has grown at a 16.2% compound annual growth rate (CAGR), from $2.92M to $5.32M.
What does D&A mean?
Total non-cash depreciation of tangible assets and amortization of intangible assets — the largest add-back to net income in the operating cash flow reconciliation.

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