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Eagle Bancorp Montana

EBMT

Eagle Bancorp Montana, Inc. is a bank holding company that operates Opportunity Bank of Montana, a full-service community bank serving small businesses and individuals.

Market cap
$187.75M+49.0%
Net income$15.6M+40.1%
Free cash flow$22.9M+74.4%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 27, 2026 (in 3 months)
Revenue estimate$24.5M
EPS estimate$0.55

Financials

Q1 2026

Income statement

See full
Net income$4.0M+23.0%

Balance sheet

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Cash & equivalents$53.7M+136%
Total debt$44.5M-24.8%
Total equity$193.0M+8.7%
Total assets$2.1B+0.2%

Cash flow

See full
Operating cash flow-$4.7M-351%
CapEx$461.0K-71.6%
Free cash flow-$5.2M-2,079%

Valuation & ratios

Valuation

See full
Market cap$186.63M+49.0%
Enterprise value$177.38M+12.4%
P/E12×+2.0×

Returns & leverage

See full
Return on equity8.4%+2.0pp
Debt / equity0.2×-0.1×

Segments

By product

See full
Bank Servicing$2.4M+14.5%
Debit Card$628.0K+5.9%
Deposit Account$408.0K+4.9%

Competitors

Profile

Eagle Bancorp Montana, Inc. is a bank holding company that operates Opportunity Bank of Montana, a full-service community bank serving small businesses and individuals. The company provides a diverse range of retail and commercial banking services, including deposit accounts and various loan products. Its core value proposition centers on local relationship banking and a growth strategy driven by both organic expansion and strategic acquisitions across Montana.

Competitive position

A leading community bank in Montana with dominant market share in several rural counties and a significant presence in major state hubs like Helena.

GeographiesMontana, United States
Customer segmentsSmall and Medium Enterprises, Retail Consumers, Agricultural Producers
Business modelInterest Spread, Fee-based Services, B2C, B2B
SuppliersFederal Reserve System, Federal Home Loan Bank of Des Moines, Depositors, Institutional Investors
CustomersSmall Business Owners, Residential Homebuyers, Agricultural Operators, Secondary Mortgage Market Participants
Listed2000
Employees407.0
CEOLaura F. Clark
FilingsSEC EDGAR

FAQ

What is Eagle Bancorp Montana's market cap?
Eagle Bancorp Montana (EBMT) has a market capitalization of $187.7M and trades on NASDAQ.
Who are Eagle Bancorp Montana's competitors?
Eagle Bancorp Montana's key competitors include Wells Fargo & Company, U.S. Bancorp, Glacier Bancorp, Inc., and others. These companies compete in similar markets and product categories.
Who does Eagle Bancorp Montana partner with?
Eagle Bancorp Montana's notable partners include Money Pass, Pacific Coast Bankers Bank, PNC Financial Services Group, Inc., and others.
What subsidiaries does Eagle Bancorp Montana have?
Eagle Bancorp Montana's subsidiaries include Opportunity Bank of Montana, Eagle Bancorp Statutory Trust I, Opportunity Financial Services, Inc., and others.
Where is Eagle Bancorp Montana headquartered?
Eagle Bancorp Montana is headquartered in United States of America and employs approximately 407 people. It has been publicly traded since 2000.