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Eagle Bancorp Montana EBMT Unfunded Affordable Housing Project Commitments

Unfunded Affordable Housing Project Commitments at other companies

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$1.54M-74.3%

Other financials

Income statement

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Net income$3.7M+14.8%

Balance sheet

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Cash & equivalents$29.0M+7.5%
Total debt$44.5M-24.8%
Total equity$197.4M+9.3%
Total assets$2.1B-0.6%

Cash flow

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Operating cash flow-$2.1M-219%
CapEx$718.0K+100%
Free cash flow-$2.8M-301%

Valuation

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Market cap$188.7M+51.3%
Enterprise value$204.25M+30.3%
P/E11.8×+1.9×

Profitability

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Net margin9.8%
FCF margin32.3%

Returns & leverage

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Return on equity8.5%+1.3pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Eagle Bancorp Montana in its filing.

Tagged under the XBRL concept us-gaap:QualifiedAffordableHousingProjectInvestmentsCommitment.

The source filing: Eagle Bancorp Montana’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-025842

In March 2021, the Bank established a subsidiary, Opportunity Housing Fund, LLC ("OHF"), to invest in Low-Income Housing Tax Credit ("LIHTC") projects. The LIHTC program is designed to encourage capital investment in construction and rehabilitation of low-income housing. During the year ended December 31,2021, OHF made investments in two LIHTC projects. Tax credits are allowable over a 10-year period. Amortizing investments in LIHTC projects are included in other assets on the condensed consolidated statements of financial condition and totaled $5,571,000 and $5,963,000 as of June 30, 2026 and December 31, 2025, respectively. Outstanding funding obligations for LIHTC projects are included in accrued expenses and other liabilities on the condensed consolidated statements of financial condition and totaled $166,000 as of June 30, 2026 and December 31, 2025.

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FAQ

What is Eagle Bancorp Montana's unfunded affordable housing project commitments?
Eagle Bancorp Montana (EBMT) reported unfunded affordable housing project commitments of $166K in Q2 2026.
What does unfunded affordable housing project commitments mean?
Contractual obligations to provide capital to qualified affordable housing projects that have not yet been called.

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