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Enterprise Financial Services

EFSC

Enterprise Financial Services Corp is a financial holding company that provides comprehensive banking and wealth management services to privately-held businesses, their owners, and high-net-worth individuals.

Market cap
$2.42B+18.7%
Revenue$767.9M+14.4%
Net income$190.3M-5.2%
EPS (diluted)$5.03-4.4%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 26, 2026 (in 3 months)
Revenue estimate$194.5M
EPS estimate$1.40

Financials

Q2 2026

Income statement

See full
Revenue$182.2M+5.1%
Net income$40.9M-20.4%
EPS (diluted)$1.09-19.9%

Balance sheet

See full
Cash & equivalents$273.9M-44.3%
Total equity$2.0B+6.1%
Total assets$17.4B+8.2%

Valuation & ratios

Valuation

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Market cap$2.4B+18.7%
P/E12.6×+2.7×
P/S3.1×+0.2×

Profitability

See full
Net margin24.8%-5.1pp

Returns & leverage

See full
Return on equity9.6%-1.3pp

Competitors

Profile

Enterprise Financial Services Corp is a financial holding company that provides comprehensive banking and wealth management services to privately-held businesses, their owners, and high-net-worth individuals. The company operates primarily through Enterprise Bank & Trust, focusing on a relationship-driven model that combines commercial banking with specialized niche lending and deposit services. Its strategy emphasizes organic growth and disciplined acquisitions to expand its footprint across the United States.

Competitive position

A relationship-oriented regional player that competes through specialized lending niches and high-touch service for mid-market commercial clients.

GeographiesUnited States, Missouri, Arizona, California, Florida, Kansas, Nevada, New Mexico
Customer segmentsSMEs, High Net Worth Individuals, Commercial Real Estate Developers
Business modelInterest Income, Fee-based Services, Asset Management
SuppliersFederal Reserve System, Federal Home Loan Bank (FHLB), Technology and Core Banking Software Providers, Deposit Insurance Fund
CustomersPrivately-held business owners, Real estate developers, Private equity sponsors, Retail depositors
Listed1998
Employees1.2K
CEOJames Brian Lally
FilingsSEC EDGAR

FAQ

What is Enterprise Financial Services's market cap?
Enterprise Financial Services (EFSC) has a market capitalization of $2.4B and trades on NASDAQ.
What is Enterprise Financial Services's revenue and profitability?
Enterprise Financial Services generated $767.9M in trailing twelve-month revenue with net income of $190.3M, representing a net margin of 24.8%. These figures are based on the Q2 2026 filing.
Who are Enterprise Financial Services's competitors?
Enterprise Financial Services's key competitors include First Interstate Bank, JPMorgan Chase & Co., Stifel Financial Corp., and others. These companies compete in similar markets and product categories.
Who does Enterprise Financial Services partner with?
Enterprise Financial Services's notable partners include Federal Home Loan Bank, Small Business Administration.
What subsidiaries does Enterprise Financial Services have?
Enterprise Financial Services's subsidiaries include Enterprise Bank & Trust.
Where is Enterprise Financial Services headquartered?
Enterprise Financial Services is headquartered in United States of America and employs approximately 1,221 people. It has been publicly traded since 1998.