What is Southern Missouri Bancorp's market cap?

Southern Missouri Bancorp (SMBC) has a market capitalization of $868.2M and trades on NASDAQ.

What is Southern Missouri Bancorp's revenue and profitability?

Southern Missouri Bancorp generated $200.6M in trailing twelve-month revenue with net income of $71.8M, representing a net margin of 35.8%. These figures are based on the Q2 2026 filing.

Who are Southern Missouri Bancorp's competitors?

Southern Missouri Bancorp's key competitors include U.S. Bancorp, Commerce Bancshares, Inc., Regions Financial Corporation, and others. These companies compete in similar markets and product categories.

Who does Southern Missouri Bancorp partner with?

Southern Missouri Bancorp's notable partners include Federal Home Loan Bank of Des Moines, Federal Deposit Insurance Corporation.

What subsidiaries does Southern Missouri Bancorp have?

Southern Missouri Bancorp's subsidiaries include Southern Bank, Citizens Bank & Trust Company, FortuneBank, and others.

Where is Southern Missouri Bancorp headquartered?

Southern Missouri Bancorp is headquartered in United States of America and employs approximately 703 people. It has been publicly traded since 1994.

Southern Missouri Bancorp

SMBC

Southern Missouri Bancorp is a bank holding company that operates primarily through its subsidiary, Southern Bank.

Market cap

$868.23M+40.5%

Revenue$200.6M+9.9%

Net income$71.8M+22.6%

EPS (diluted)$6.43+24.1%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q4 2026 report

July 22, 2026

Revenue$51.8MBeat by $626.3K EPS$1.83Beat by $0.31

Read the full report

Next report

Date not yet announced

Financials

Q4 2026

Income statement

See full

Revenue$51.8M+8.7%

Net income$20.3M+28.5%

EPS (diluted)$1.83+31.7%

Balance sheet

See full

Cash & equivalents$91.0M-52.8%

Total equity$590.7M+8.4%

Total assets$5.2B+4.3%

Valuation & ratios

Valuation

See full

Market cap$854.26M+40.5%

P/E11.9×+1.3×

P/S4.3×+0.9×

Profitability

See full

Net margin35.8%+3.7pp

Returns & leverage

See full

Return on equity12.7%+1.3pp

Competitors

By market cap

U.S. Bancorp$98.9B+37.7%

Regions Financial$26.2B+11.6%

Commerce Bancshares$8.5B+2.7%

Great Southern Bancorp$862.6M+27.5%

Southern Missouri Bancorp$854.3M+34.1%

RBB Bancorp$451.1M+34.8%

MainStreet Bancshares, Inc.$166.4M+4.1%

Magyar Bancorp$118.5M+7.7%

By revenue growth

RBB Bancorp+678%

Southern Missouri Bancorp+9.9%

Commerce Bancshares+8.6%

U.S. Bancorp+4.7%

Regions Financial+4.4%

Great Southern Bancorp-0.1%

MainStreet Bancshares, Inc.-40.3%

By net margin

RBB Bancorp110.34%-362pp

Southern Missouri Bancorp35.8%+3.7pp

Commerce Bancshares31.29%-1.2pp

Great Southern Bancorp29.72%-0.5pp

Regions Financial29.3%+0.8pp

U.S. Bancorp27.04%+2.8pp

Magyar Bancorp24.4%—

MainStreet Bancshares, Inc.16.87%+23.2pp

Profile

Southern Missouri Bancorp is a bank holding company that operates primarily through its subsidiary, Southern Bank. The company provides a range of community banking services, focusing on attracting retail deposits to fund a diverse portfolio of residential and commercial loans. Its core value proposition centers on expanding its commercial banking footprint and core deposit franchise through organic growth and strategic acquisitions across its regional markets.

Competitive position

A growth-oriented regional bank that utilizes an aggressive acquisition strategy to consolidate market share in the Midwest.

GeographiesUnited States, Missouri, Illinois

Customer segmentsRetail consumers, Commercial businesses, Local governments

Business modelInterest-spread banking, Fee-based financial services

SuppliersFederal Reserve Board, Federal Home Loan Bank of Des Moines, Depositors, Brokered deposit providers

CustomersResidential mortgage borrowers, Commercial real estate investors, Small business owners, Retail banking customers

CountryUnited States of America

Listed1994

Employees703.0

CEOGreg A. Steffens

SectorFinancial Services

IndustryBanks - Regional

Websitebankwithsouthern.com

FilingsSEC EDGAR

Ask your AI about Southern Missouri Bancorp.

Connect your AI assistant and dig into the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Southern Missouri Bancorp's market cap?: Southern Missouri Bancorp (SMBC) has a market capitalization of $868.2M and trades on NASDAQ.
What is Southern Missouri Bancorp's revenue and profitability?: Southern Missouri Bancorp generated $200.6M in trailing twelve-month revenue with net income of $71.8M, representing a net margin of 35.8%. These figures are based on the Q2 2026 filing.
Who are Southern Missouri Bancorp's competitors?: Southern Missouri Bancorp's key competitors include U.S. Bancorp, Commerce Bancshares, Inc., Regions Financial Corporation, and others. These companies compete in similar markets and product categories.
Who does Southern Missouri Bancorp partner with?: Southern Missouri Bancorp's notable partners include Federal Home Loan Bank of Des Moines, Federal Deposit Insurance Corporation.
What subsidiaries does Southern Missouri Bancorp have?: Southern Missouri Bancorp's subsidiaries include Southern Bank, Citizens Bank & Trust Company, FortuneBank, and others.
Where is Southern Missouri Bancorp headquartered?: Southern Missouri Bancorp is headquartered in United States of America and employs approximately 703 people. It has been publicly traded since 1994.