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Southern Missouri Bancorp SMBC Net margin

Net margin at other companies

Great Southern BancorpGSBC

31.2%+1.9pp

Commerce BancsharesCBSH

31.8%-0.5pp

U.S. BancorpUSB

27%+2.8pp

Regions FinancialRF

29.2%+0.9pp

Equity BancsharesEQBK

10.6%-17.1pp

Five Star BancorpFSBC

39.9%+3.7pp

Other financials

Income statement

Revenue$50.2M+8.9%

Net income$17.8M+13.3%

EPS (diluted)$1.60+15.1%

Balance sheet

Cash & equivalents$93.0M-59.0%

Total debt$6.8M-0.4%

Total equity$573.5M+8.5%

Total assets$5.1B+3.3%

Cash flow

Operating cash flow$29.0M+20.3%

CapEx$456.0K-66.8%

Free cash flow$28.5M+25.6%

Valuation

Market cap$819.67M+41.0%

Enterprise value$733.46M+103%

P/E12.2×+1.8×

P/S4.2×+0.9×

Profitability

FCF margin45.8%+10.5pp

Returns & leverage

Return on equity12.2%+1.0pp

Debt / equity0×0.0×

Where this comes from

Calculated from Southern Missouri Bancorp’s reported figures.

net income/total revenue=34.3%

Based on trailing twelve months.

The official record: Southern Missouri Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Southern Missouri Bancorp's net margin?: Southern Missouri Bancorp (SMBC) reported net margin of 34.3% in Q1 2026.
How has Southern Missouri Bancorp's net margin changed year-over-year?: Southern Missouri Bancorp's net margin increased by 8.2% year-over-year, from 31.7% to 34.3%.
What is the long-term trend for Southern Missouri Bancorp's net margin?: Over 4 years (2021 to 2025), Southern Missouri Bancorp's net margin has grown at a -6.4% compound annual growth rate (CAGR), from 41.9% to 32.1%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.