What is Eagle Financial Services's market cap?

Eagle Financial Services (EFSI) has a market capitalization of $221.4M and trades on XNAS.

Who are Eagle Financial Services's competitors?

Eagle Financial Services's key competitors include AmeriServ Financial Inc, SB Financial Group, Inc., S&T Bancorp Inc, and others. These companies compete in similar markets and product categories.

Who does Eagle Financial Services partner with?

Eagle Financial Services's notable partners include Bankers Title Shenandoah, LLC, Bearing Insurance Group, LLC.

What subsidiaries does Eagle Financial Services have?

Eagle Financial Services's subsidiaries include Bank of Clarke.

Where is Eagle Financial Services headquartered?

Eagle Financial Services is headquartered in United States of America. It has been publicly traded since 2025.

Eagle Financial Services

EFSI

Eagle Financial Services, Inc. is a bank holding company that operates through its subsidiary, Bank of Clarke, providing community-focused financial services.

Market cap

$221.42M0.0%

Net income$18.9M+225%

Free cash flow$23.2M-8.2%

EPS (diluted)$3.52+70.1%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

April 23, 2026

Revenue$20.8MMiss by $361.5K EPS$0.69Miss by $0.17

Read the full report

Next report

Jul 23, 2026 (In 2 weeks)

Revenue estimate$21.3M

EPS estimate$0.74

Financials

Q4 2023

Income statement

See full

Revenue--100%

Net income$2.4M-25.1%

EPS (diluted)$0.69-25.0%

Balance sheet

See full

Cash & equivalents$138.4M+107%

Total debt$24.7M-86.3%

Total equity$108.4M+6.5%

Total assets$1.8B+12.9%

Cash flow

See full

CapEx-—

Valuation & ratios

Valuation

See full

Market cap$224.4M0.0%

Enterprise value$44.32M—

P/E11.9×—

Returns & leverage

See full

Return on equity8.9%-4.8pp

Debt / equity0.2×-1.5×

Segments

By product

See full

Asset Management$967.8K+25.1%

ATM Fees$848.0K+9.3%

Overdrawn Account Fees$349.8K+17.2%

Brokerage Commissions$263.8K+0.1%

Other Chargesand Fees$143.0K+21.4%

Competitors

By market cap

Community Financial System$3.5B+19.5%

STB

S&T Bancorp$1.8B+23.5%

Eagle Bancorp$865.8M+55.3%

Financial Institutions$767.2M+51.6%

Fidelity D & D Bancorp, Inc.$298.5M+18.4%

Eagle Financial Services$224.4M—

SB Financial Group$158.6M+34.4%

AmeriServ Financial$65.8M+34.2%

By revenue growth

Fidelity D & D Bancorp, Inc.+23.8%

SB Financial Group+14.2%

Financial Institutions+12.0%

Community Financial System+9.1%

STB

S&T Bancorp+7.6%

Eagle Bancorp-0.8%

AmeriServ Financial-1.7%

Eagle Financial Services-100%

By net margin

Eagle Financial Services1,354,533.33%—

AmeriServ Financial37.21%+13.2pp

STB

S&T Bancorp33.11%—

Financial Institutions31.54%—

Fidelity D & D Bancorp, Inc.31.16%+3.3pp

Community Financial System26.11%—

SB Financial Group23.84%+4.8pp

Eagle Bancorp-41.43%—

Profile

Eagle Financial Services, Inc. is a bank holding company that operates through its subsidiary, Bank of Clarke, providing community-focused financial services. The company offers a comprehensive suite of retail and commercial banking, including deposit accounts, lending solutions, and wealth management services. It serves individuals and businesses across the Shenandoah Valley, Northern Virginia, and parts of Maryland.

Competitive position

A community-focused regional bank with a significant deposit share in its primary market of Clarke County and surrounding Virginia counties.

GeographiesVirginia, Maryland, United States

Customer segmentsRetail Banking Customers, Commercial Banking Customers, Wealth Management Clients

Business modelInterest Spread, Asset Management Fees, B2C, B2B

SuppliersFederal Reserve System, FDIC, Third-party Investment Product Providers, Technology and Core Banking Software Providers

CustomersResidential Homebuyers, Local Small Businesses, Commercial Real Estate Developers, Retail Deposit Customers

CountryUnited States of America

Listed2025

CEOBrandon Craig Lorey

FilingsSEC EDGAR

Questions, answered.

What is Eagle Financial Services's market cap?: Eagle Financial Services (EFSI) has a market capitalization of $221.4M and trades on XNAS.
Who are Eagle Financial Services's competitors?: Eagle Financial Services's key competitors include AmeriServ Financial Inc, SB Financial Group, Inc., S&T Bancorp Inc, and others. These companies compete in similar markets and product categories.
Who does Eagle Financial Services partner with?: Eagle Financial Services's notable partners include Bankers Title Shenandoah, LLC, Bearing Insurance Group, LLC.
What subsidiaries does Eagle Financial Services have?: Eagle Financial Services's subsidiaries include Bank of Clarke.
Where is Eagle Financial Services headquartered?: Eagle Financial Services is headquartered in United States of America. It has been publicly traded since 2025.