Skip to content
Screener
SB Financial Group logo

SB Financial Group

SBFG

SB Financial Group, Inc. is a financial holding company that provides a comprehensive suite of commercial banking, wealth management, and insurance services.

Market cap
$164.43M+27.4%
Revenue$67.6M+14.2%
Net income$16.1M+43.1%
Free cash flow$22.4M+172%
EPS (diluted)$2.56+50.6%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 29, 2026 (in 3 months)
Revenue estimate$12.7M
EPS estimate$0.60

Financials

Q1 2026

Income statement

See full
Revenue$17.4M+13.2%
Net income$4.3M+99.1%
EPS (diluted)$0.69+109%

Balance sheet

See full
Cash & equivalents$126.3M+20.1%
Total debt$24.7M-26.9%
Total equity$143.7M+9.2%
Total assets$1.6B+6.9%

Cash flow

See full
Operating cash flow-$3.0M-145%
CapEx$229.0K-75.2%
Free cash flow-$3.2M-156%

Valuation & ratios

Valuation

See full
Market cap$164.43M+27.4%
Enterprise value$62.88M-27.7%
P/E10.2×-0.5×
P/S2.4×+0.4×

Profitability

See full
Net margin23.8%+4.8pp

Returns & leverage

See full
Return on equity11.7%+2.9pp
Debt / equity0.2×-0.1×

Competitors

Profile

SB Financial Group, Inc. is a financial holding company that provides a comprehensive suite of commercial banking, wealth management, and insurance services. The company operates primarily through its subsidiary, State Bank, offering personalized financial solutions to retail, commercial, and agricultural clients across Ohio and Indiana. Its value proposition centers on a community-focused banking model integrated with specialized services like title insurance and asset management.

Competitive position

A regional community bank competitor focusing on high-touch personalized service and local market expertise in Northwest Ohio and Northeast Indiana.

GeographiesOhio, Indiana, United States
Customer segmentsSmall and medium enterprises, Retail banking customers, Agricultural businesses, Institutional investors
Business modelInterest-based lending, Fee-based asset management, Commission-based insurance
SuppliersFederal Reserve System, Federal Home Loan Bank of Cincinnati, Depositors, Technology and core banking software providers
CustomersSmall business owners, Residential mortgage borrowers, Farmers, Trust and estate beneficiaries
Listed1994
Employees251.0
CEOMark A. Klein
FilingsSEC EDGAR

FAQ

What is SB Financial Group's market cap?
SB Financial Group (SBFG) has a market capitalization of $164.4M and trades on NASDAQ.
What is SB Financial Group's revenue and profitability?
SB Financial Group generated $67.6M in trailing twelve-month revenue with net income of $16.1M, representing a net margin of 23.8%, with free cash flow of $22.4M. These figures are based on the Q1 2026 filing.
Who are SB Financial Group's competitors?
SB Financial Group's key competitors include Huntington Bancshares, Fifth Third Bancorp, KeyCorp, and others. These companies compete in similar markets and product categories.
Who does SB Financial Group partner with?
SB Financial Group's notable partners include Cetera Investment Services, Federal Home Loan Bank of Cincinnati, Mastercard, and others.
What subsidiaries does SB Financial Group have?
SB Financial Group's subsidiaries include The State Bank and Trust Company, SBFG Title, LLC, SBT Insurance, LLC, and others.
Where is SB Financial Group headquartered?
SB Financial Group is headquartered in United States of America and employs approximately 251 people. It has been publicly traded since 1994.