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Eagle Financial Services EFSI Interest Expense On Federal Home Loan Bank Advances

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Other financials

Income statement

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Revenue$25.6M+24.0%
Net income$5.0M-5.5%
EPS (diluted)$0.92-6.1%

Balance sheet

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Cash & equivalents$144.0M-63.6%
Total debt$9.7M-4.5%
Total equity$193.9M+7.9%
Total assets$1.8B-9.2%

Cash flow

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Operating cash flow-$12.5M-588%
CapEx$282.0K+7.6%
Free cash flow-$12.8M-656%

Valuation

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Market cap$227.02M+1.8%
Enterprise value$92.76M
P/E12.2×
P/S2.5×

Profitability

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Net margin20.6%+8.6pp
FCF margin8.9%-22.8pp

Returns & leverage

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Return on equity10%+4.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Eagle Financial Services in its filing.

Tagged under the XBRL concept efsi:InterestExpenseOnFederalHomeLoanBankAdvances.

The source filing: Eagle Financial Services’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 2:30 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000880641-26-000023
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Total interest and dividend income$24,375$24,815$48,201$48,317
Interest Expense
Interest on deposits$7,050$8,263$14,275$16,767
Interest on Federal Home Loan Bank advances4993441,807
Interest on subordinated debt355355709709
Total interest expense$7,405$9,117$15,328$19,283
Net interest income$16,970$15,698$32,873$29,034
Provision for Credit Losses3,5036685,4641,901

Item 1. Financial Statements

FAQ

What is Eagle Financial Services's interest expense on federal home loan bank advances?
Eagle Financial Services (EFSI) reported interest expense on federal home loan bank advances of $0 in Q2 2026.
How has Eagle Financial Services's interest expense on federal home loan bank advances changed year-over-year?
Eagle Financial Services's interest expense on federal home loan bank advances decreased by 100.0% year-over-year, from $499K to $0.
What is the long-term trend for Eagle Financial Services's interest expense on federal home loan bank advances?
Over 2 years (2023 to 2025), Eagle Financial Services's interest expense on federal home loan bank advances has grown at a -39.8% compound annual growth rate (CAGR), from $7.72M to $2.8M.
What does interest expense on federal home loan bank advances mean?
Interest Expense On Federal Home Loan Bank Advances as reported by Eagle Financial Services, Inc..

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