What is Everest Group's casualty insurance — year four?

Everest Group (EG) reported casualty insurance — year four of 25.9% in Q4 2025.

What does casualty insurance — year four mean?

Represents the incurred claims and loss development for casualty insurance policies four years after the initial policy year. This metric helps assess the long-term accuracy of initial loss reserves for casualty lines, which are typically characterized by long-tail liabilities. It is a critical indicator of underwriting discipline and reserve adequacy.

Everest Group (EG) Casualty Insurance — Year four

Screener

Other product segments

Property Insurance

14%-4.1%

Similar metrics at other companies

GBLICasualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Four

17.8%-0.4pp

GLRECasualty — Year 4

23.8%+0.2pp

SPNTCasualty — Year 4

28%-0.5pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Four

12.7%+1.2pp

AFGProperty and casualty insurance — Year 4

12.3%-4.1pp

RLICasualty — Shortduration Insurance Contracts Historical Claims Duration Year Four

18%+0.9pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

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Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Casualty	8.7%	6.5%	10.6%	11.7%	12.2%	11.2%	9.9%	8.2%	6.9%	6.0%

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's casualty insurance — year four?: Everest Group (EG) reported casualty insurance — year four of 25.9% in Q4 2025.
What does casualty insurance — year four mean?: Represents the incurred claims and loss development for casualty insurance policies four years after the initial policy year. This metric helps assess the long-term accuracy of initial loss reserves for casualty lines, which are typically characterized by long-tail liabilities. It is a critical indicator of underwriting discipline and reserve adequacy.