What is Everest Group's property insurance — year four?

Everest Group (EG) reported property insurance — year four of 14% in Q4 2025.

What does property insurance — year four mean?

Represents the cumulative incurred claims and loss development for property insurance policies that have reached their fourth year of maturity. This metric helps assess the accuracy of initial loss reserves and the long-term profitability of underwriting cohorts at this specific stage of the claim lifecycle.

Everest Group (EG) Property Insurance — Year four

Screener

Other product segments

Casualty Insurance

25.9%—

Similar metrics at other companies

ESN

ESNTProperty Insurance Product Line — Year 4

9%-1.0pp

MCYProperty insurance product line, commercial property — Short-duration insurance contracts, historical claims duration, year four

11.3%+0.4pp

GBLIProperty Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Four

1.2%-0.8pp

SAFTProperty Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Four

0.6%—

RLIProperty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Four

4.5%+0.6pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Four

12.7%+1.2pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

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Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Casualty	8.7%	6.5%	10.6%	11.7%	12.2%	11.2%	9.9%	8.2%	6.9%	6.0%

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's property insurance — year four?: Everest Group (EG) reported property insurance — year four of 14% in Q4 2025.
What does property insurance — year four mean?: Represents the cumulative incurred claims and loss development for property insurance policies that have reached their fourth year of maturity. This metric helps assess the accuracy of initial loss reserves and the long-term profitability of underwriting cohorts at this specific stage of the claim lifecycle.