What is Everest Group's casualty insurance — year one?

Everest Group (EG) reported casualty insurance — year one of 15.1% in Q4 2025.

What does casualty insurance — year one mean?

This represents the loss development or claim activity specifically for the first year following the inception of a policy cohort. It is a key benchmark for assessing the initial loss emergence and the accuracy of early-stage underwriting assumptions.

Everest Group (EG) Casualty Insurance — Year one

Screener

Other product segments

Property Insurance

79.1%-0.1%

Similar metrics at other companies

GBLICasualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year One

14.1%+6.0pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year One

8.2%+0.1pp

GLRECasualty — Year 1

23.2%-0.4pp

SPNTCasualty — Year 1

17.8%-0.4pp

RLICasualty — Shortduration Insurance Contracts Historical Claims Duration Year One

13.3%-0.6pp

SIGICasualty lines — Short-duration insurance contracts, Historical claims duration, year one

3.2%-0.4pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

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Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Casualty	8.7%	6.5%	10.6%	11.7%	12.2%	11.2%	9.9%	8.2%	6.9%	6.0%

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's casualty insurance — year one?: Everest Group (EG) reported casualty insurance — year one of 15.1% in Q4 2025.
What does casualty insurance — year one mean?: This represents the loss development or claim activity specifically for the first year following the inception of a policy cohort. It is a key benchmark for assessing the initial loss emergence and the accuracy of early-stage underwriting assumptions.