What is Everest Group's property insurance — year one?

Everest Group (EG) reported property insurance — year one of 79.1% in Q4 2025.

What does property insurance — year one mean?

The claims and loss activity recorded during the first year of an insurance policy's life.

How do you interpret property insurance — year one?

Higher activity in year one is typical for short-tail property lines, whereas lower activity might suggest delayed reporting or different policy structures.

How does property insurance — year one compare across companies?

Standard actuarial benchmark for evaluating the speed of loss emergence in property insurance portfolios.

Everest Group EG Property Insurance — Year one

Other product segments

Casualty Insurance

15.1%—

Similar metrics at other companies

HIGProperty Insurance — 1st Year

117.4%-0.2pp

ACGLProperty excluding property catastrophe — Year One

20.9%-2.7pp

ACGLProperty catastrophe — Year One

-62.4%-21.7pp

ACGLProperty, energy, marine and aviation — Year One

23%+1.5pp

AFGProperty and casualty insurance — Year 1

52%-0.2pp

RGALife Insurance Product Line — Short-duration Insurance Contracts, Historical Claims Duration, Year One

50.7%-0.1pp

Other financials

Income statement

See full

Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$13.28B-15.4%

P/E6.5×—

P/S0.8×-0.1×

Profitability

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Net margin11.8%—

Returns & leverage

See full

Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: Everest Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Everest Group's property insurance — year one?: Everest Group (EG) reported property insurance — year one of 79.1% in Q4 2025.
What does property insurance — year one mean?: The claims and loss activity recorded during the first year of an insurance policy's life.
How do you interpret property insurance — year one?: Higher activity in year one is typical for short-tail property lines, whereas lower activity might suggest delayed reporting or different policy structures.
How does property insurance — year one compare across companies?: Standard actuarial benchmark for evaluating the speed of loss emergence in property insurance portfolios.