What is Everest Group's property insurance — year one?

Everest Group (EG) reported property insurance — year one of 79.1% in Q4 2025.

What does property insurance — year one mean?

This represents the loss development or claim activity specifically observed during the first year following the inception of an underwriting period. It is a critical data point in loss development triangles used to forecast ultimate losses. It helps in understanding the immediate impact of underwriting decisions on the company's financial statements.

Everest Group (EG) Property Insurance — Year one

Screener

Other product segments

Casualty Insurance

15.1%—

Similar metrics at other companies

GBLIProperty Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year One

76.9%+0.5pp

SAFTProperty Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year One

67.2%—

ESN

ESNTProperty Insurance Product Line — Year 1

9%-1.0pp

RLIProperty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year One

48.2%-1.3pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year One

8.2%+0.1pp

KNSLProperty — Historical Claims Duration, Year One

45.4%+1.5pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

See full

Net margin11.8%—

Returns & leverage

See full

Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Casualty	8.7%	6.5%	10.6%	11.7%	12.2%	11.2%	9.9%	8.2%	6.9%	6.0%

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's property insurance — year one?: Everest Group (EG) reported property insurance — year one of 79.1% in Q4 2025.
What does property insurance — year one mean?: This represents the loss development or claim activity specifically observed during the first year following the inception of an underwriting period. It is a critical data point in loss development triangles used to forecast ultimate losses. It helps in understanding the immediate impact of underwriting decisions on the company's financial statements.