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Kinsale Capital Group KNSL Property — Historical Claims Duration, Year One

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Other financials

Income statement

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Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

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Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

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Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

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Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

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Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

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Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The source filing: Kinsale Capital Group’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 4:12 PM EST
Fiscal year
FY2025
Accession
0001669162-26-000015
Years12345
Property45.4%20.6%9.1%5.5%0.4%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Kinsale Capital Group's property — historical claims duration, year one?
Kinsale Capital Group (KNSL) reported property — historical claims duration, year one of 45.4% in Q4 2025.
How has Kinsale Capital Group's property — historical claims duration, year one changed year-over-year?
Kinsale Capital Group's property — historical claims duration, year one increased by 3.4% year-over-year, from 43.9% to 45.4%.
What does property — historical claims duration, year one mean?
This metric measures the proportion or volume of claims settled within the first year of the policy or accident year for the property segment. It provides insight into the speed of the claims settlement process and the short-term liquidity requirements of the business. Faster settlement cycles can indicate efficient claims management and lower long-term liability exposure.

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