Skip to content
Screener

Essent Group ESNT Property Insurance Product Line — Year 1

Similar metrics at other companies

NMI Holdings Inc. logo
NMIHFinancial Guarantee Insurance Product Line — Year 1
3%0.0pp
Greenlight Capital RE, Ltd. logo
GLREProperty — Year 1
48.1%-1.2pp
American Financial Group logo
AFGProperty and casualty insurance — Year 1
52%-0.2pp
SiriusPoint logo
SPNTProperty Catastrophe — Year 1
25.2%+14.8pp
SiriusPoint logo
SPNTProperty Other — Year 1
39.1%+3.6pp
Axis Capital Holders logo
AXSInsurance — Year 1
29.5%—

Other financials

Income statement

See full
Revenue$362.7M+13.6%
Operating income$63.8M—
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

See full
Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

See full
Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

See full
Market cap$6.04B+2.9%
P/E8.9×+0.7×
P/S4.6×-0.1×

Profitability

See full
Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

See full
Return on equity12%-0.9pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The source filing: Essent Group’s 10-K, filed February 18, 2026.

Filed
Feb 18, 2026, 5:29 PM EST
Fiscal year
FY2025
Accession
0001448893-26-000009
Year12345678910
Average Payout9%45%29%9%5%2%1%0%0%0%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Essent Group's property insurance product line — year 1?
Essent Group (ESNT) reported property insurance product line — year 1 of 9% in Q4 2025.
How has Essent Group's property insurance product line — year 1 changed year-over-year?
Essent Group's property insurance product line — year 1 decreased by 10.0% year-over-year, from 10% to 9%.
What does property insurance product line — year 1 mean?
This metric represents the loss development or performance data for the property insurance product line specifically for the first year following the inception of the policy cohort. It is used in actuarial triangles to analyze how claims mature and to validate the accuracy of initial loss estimates. This data point is foundational for assessing early-stage underwriting risk.

Ask your AI about Essent Group's property insurance product line — year 1.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude