What is SiriusPoint's property catastrophe — year 1?

SiriusPoint (SPNT) reported property catastrophe — year 1 of 25.2% in Q4 2025.

What does property catastrophe — year 1 mean?

Represents the loss development or reserve status for the property catastrophe segment specifically for the first year following the inception of the underwriting period. This metric is used to analyze the initial emergence of claims and the accuracy of early-stage loss estimates. It provides early signals regarding the profitability of recent underwriting cycles.

SiriusPoint SPNT Property Catastrophe — Year 1

Other product segments

A&H

54.6%-4.0%

Other Specialties

43.9%+6.3%

Property Other

39.1%+10.1%

Other

37.9%-0.8%

Casualty

17.8%-2.2%

Similar metrics at other companies

ACGLProperty catastrophe — Year One

-62.4%-21.7pp

ACGLProperty excluding property catastrophe — Year One

20.9%-2.7pp

AFGProperty and casualty insurance — Year 1

52%-0.2pp

ACGLProperty catastrophe — Year Two

110.1%-58.3pp

EGProperty Insurance — Year one

79.1%-0.1pp

HIGProperty Insurance — 1st Year

117.4%-0.2pp

Other financials

Income statement

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Revenue$774.6M+6.5%

Net income$102.2M+65.9%

EPS (diluted)$0.82+67.3%

Balance sheet

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Cash & equivalents$1.0B+9.2%

Total debt$702.9M+2.2%

Total equity$2.3B+13.7%

Total assets$12.5B+1.6%

Cash flow

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Operating cash flow$141.9M+260%

Valuation

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Market cap$2.78B+25.6%

Enterprise value$2.47B+25.1%

P/E5.6×-6.5×

P/S0.9×0.0×

Profitability

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Net margin15.4%+8.4pp

Returns & leverage

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Return on equity23.1%+15.2pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by SiriusPoint in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: SiriusPoint’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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What is SiriusPoint's property catastrophe — year 1?: SiriusPoint (SPNT) reported property catastrophe — year 1 of 25.2% in Q4 2025.
What does property catastrophe — year 1 mean?: Represents the loss development or reserve status for the property catastrophe segment specifically for the first year following the inception of the underwriting period. This metric is used to analyze the initial emergence of claims and the accuracy of early-stage loss estimates. It provides early signals regarding the profitability of recent underwriting cycles.