What is SiriusPoint's other specialties — year 1?

SiriusPoint (SPNT) reported other specialties — year 1 of 43.9% in Q4 2025.

What does other specialties — year 1 mean?

This represents the loss development or claim experience for the Other Specialties segment during the first year following the inception of the policy year. It is a key indicator of early-stage claim frequency and severity for specialty products. Analyzing year-one performance provides early insights into the profitability of recent underwriting cohorts.

SiriusPoint SPNT Other Specialties — Year 1

Other product segments

A&H

54.6%-4.0%

Property Other

39.1%+10.1%

Other

37.9%-0.8%

Property Catastrophe

25.2%+142%

Casualty

17.8%-2.2%

Similar metrics at other companies

ACGLSpecialty — Year One

26.2%-1.5pp

ACGLSpecialty — Year Two

28.2%-1.0pp

KMPRSpecialty Personal Automobile Insurance—Liability — Year 1

37.2%-0.8pp

ACGLMulti-line and other specialty — Year One

31.2%-1.6pp

HMNSpecialty Health — Year One

61.3%-8.1pp

KMPRSpecialty Personal Automobile Insurance—Physical Damage — Year 1

94.7%+1.7pp

Other financials

Income statement

See full

Revenue$774.6M+6.5%

Net income$102.2M+65.9%

EPS (diluted)$0.82+67.3%

Balance sheet

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Cash & equivalents$1.0B+9.2%

Total debt$702.9M+2.2%

Total equity$2.3B+13.7%

Total assets$12.5B+1.6%

Cash flow

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Operating cash flow$141.9M+260%

Valuation

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Market cap$2.78B+25.6%

Enterprise value$2.47B+25.1%

P/E5.6×-6.5×

P/S0.9×0.0×

Profitability

See full

Net margin15.4%+8.4pp

Returns & leverage

See full

Return on equity23.1%+15.2pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by SiriusPoint in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: SiriusPoint’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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What is SiriusPoint's other specialties — year 1?: SiriusPoint (SPNT) reported other specialties — year 1 of 43.9% in Q4 2025.
What does other specialties — year 1 mean?: This represents the loss development or claim experience for the Other Specialties segment during the first year following the inception of the policy year. It is a key indicator of early-stage claim frequency and severity for specialty products. Analyzing year-one performance provides early insights into the profitability of recent underwriting cohorts.