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Essent Group ESNT Total Revenue

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Segments

By segment

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Mortgage Insurance$273.9M+1.8%
Reinsurance$51.07M

Other financials

Income statement

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Operating income$63.8M
Net income$189.7M-2.9%
EPS (diluted)$2.08+7.8%

Balance sheet

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Cash & equivalents$74.3M-19.3%
Total debt$36.6M+1.2%
Total equity$5.7B-0.2%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$197.1M+4.0%
CapEx$972.0K+31.0%
Free cash flow$196.1M+3.9%

Valuation

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Market cap$6.04B+2.9%
P/E8.9×+0.7×
P/S4.6×-0.1×

Profitability

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Net margin51.5%-4.9pp
FCF margin62.4%-5.8pp

Returns & leverage

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Return on equity12%-0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: Essent Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:37 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001448893-26-000024
(In thousands, except per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Realized investment gains (losses), net(111)(129)(258)(310)
Income from other invested assets19,3854,46629,56411,874
Other income5,0366,70811,72812,981
Total revenues362,686319,143698,758636,701
Losses and expenses:
Provision for losses and LAE48,96117,05597,17748,342
Other underwriting and operating expenses75,25862,765148,241133,889
Interest expense8,1488,14816,29616,296

Item 1. Financial Statements (Unaudited)

FAQ

What is Essent Group's total revenue?
Essent Group (ESNT) reported total revenue of $362.69M in Q2 2026.
How has Essent Group's total revenue changed year-over-year?
Essent Group's total revenue increased by 13.6% year-over-year, from $319.14M to $362.69M.
What is the long-term trend for Essent Group's total revenue?
Over 4 years (2021 to 2025), Essent Group's total revenue has grown at a 5.2% compound annual growth rate (CAGR), from $1.03B to $1.26B.
What does total revenue mean?
The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.

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