What is Essent Group's net margin?

Essent Group (ESNT) reported net margin of 53.6% in Q1 2026.

How has Essent Group's net margin changed year-over-year?

Essent Group's net margin decreased by 6.4% year-over-year, from 57.3% to 53.6%.

What is the long-term trend for Essent Group's net margin?

Over 5 years (2020 to 2025), Essent Group's net margin has grown at a 4.8% compound annual growth rate (CAGR), from 43.2% to 54.7%.

What does net margin mean?

Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

Essent Group ESNT Net margin

Net margin at other companies

MGIC Investment Corp.MTG

59.6%-3.9pp

Arch Capital GroupACGL

24.6%+3.9pp

Enact Holdings, Inc.ACT

54.5%-2.4pp

PennyMac Mortgage Investment TrustPMT

41.4%+1.0pp

Everest GroupEG

11.8%—

MFA FinancialMFA

17.8%-1.1pp

Other financials

Income statement

See full

Revenue$336.1M+5.8%

Operating income$63.8M—

Net income$171.8M-2.1%

EPS (diluted)$1.82+7.7%

Balance sheet

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Cash & equivalents$128.3M-38.4%

Total debt$36.6M+1.2%

Total equity$5.7B+0.7%

Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$192.0M-13.3%

CapEx$818.0K+270%

Free cash flow$191.2M-13.6%

Valuation

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Market cap$5.39B-7.9%

P/E7.9×-0.2×

P/S4.2×-0.4×

Profitability

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FCF margin64%-4.5pp

Returns & leverage

See full

Return on equity12.1%-1.2pp

Debt / equity0×0.0×

Where this comes from

Calculated from Essent Group’s reported figures.

net income/total revenue=53.6%

Based on trailing twelve months.

The official record: Essent Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Essent Group's net margin?: Essent Group (ESNT) reported net margin of 53.6% in Q1 2026.
How has Essent Group's net margin changed year-over-year?: Essent Group's net margin decreased by 6.4% year-over-year, from 57.3% to 53.6%.
What is the long-term trend for Essent Group's net margin?: Over 5 years (2020 to 2025), Essent Group's net margin has grown at a 4.8% compound annual growth rate (CAGR), from 43.2% to 54.7%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.