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NMI Holdings Inc. NMIH Products & Services — Year 1
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Where this comes from
Reported directly by NMI Holdings Inc. in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.
The source filing: NMI Holdings Inc.’s 10-K, filed February 12, 2026.
- Filed
- Feb 12, 2026, 4:25 PM EST
- Fiscal year
- FY2025
- Accession
- 0001547903-26-000011
| Line item | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 1 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 2 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 3 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 4 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 5 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 6 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 7 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 8 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 9 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Claims duration disclosure | 3% | 30% | 29% | 16% | 6% | 4% | 1% | 2% | 0% | 0% |
Item 8. Financial Statements and Supplementary Data
FAQ
- What is NMI Holdings Inc.'s products & services — year 1?
- NMI Holdings Inc. (NMIH) reported products & services — year 1 of 3% in Q4 2025.
- How has NMI Holdings Inc.'s products & services — year 1 changed year-over-year?
- NMI Holdings Inc.'s products & services — year 1 decreased by 0.0% year-over-year, from 3% to 3%.
- What does products & services — year 1 mean?
- This metric represents the performance or loss development data specifically for the first year of an insurance policy's life or a specific cohort's first year of activity. It is used to analyze early-stage claim frequency and the initial risk profile of newly underwritten mortgage insurance business. Analyzing year-one data helps in identifying shifts in underwriting standards or changes in the macroeconomic environment.
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