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Skyward Specialty Insurance Group, Inc. SKWD Multi-line Solutions — Year 1

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Other financials

Income statement

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Revenue$489.5M+53.0%
Net income$49.0M+26.3%
EPS (diluted)$1.07+15.1%

Balance sheet

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Cash & equivalents$302.5M+74.7%
Total debt$3.2M-38.5%
Total equity$1.3B+40.9%
Total assets$6.8B+56.4%

Cash flow

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Operating cash flow$67.6M-23.3%
CapEx$1.7M+58.6%
Free cash flow$50.1M+140%

Valuation

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Market cap$2.51B+26.9%
P/E13.4×-1.6×
P/S1.5×-0.1×

Profitability

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Net margin10.8%+0.3pp
FCF margin28.4%+2.3pp

Returns & leverage

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Return on equity17.3%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Skyward Specialty Insurance Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The source filing: Skyward Specialty Insurance Group, Inc.’s 10-K, filed March 2, 2026.

Filed
Mar 2, 2026, 5:14 PM EST
Fiscal year
FY2025
Accession
0001519449-26-000015
Line itemYearsYearsYearsYearsYearsYearsYearsYearsYearsYears
1*2*3*4*5*6*7*8*9*10*
Short-Tail/Monoline Specialty Lines21.1%38.1%10.8%9.7%15.2%N/AN/AN/AN/AN/A
Multi-line Solutions23.9%21.6%15.6%13.6%10.5%4.8%1.9%2.4%1.3%0.1%
Exited Lines27.5%12.2%4.9%9.9%8.9%6.8%4.9%2.9%2.0%1.3%
*Supplementary information and unaudited

Item 8. Financial Statements and Supplementary Data

FAQ

What is Skyward Specialty Insurance Group, Inc.'s multi-line solutions — year 1?
Skyward Specialty Insurance Group, Inc. (SKWD) reported multi-line solutions — year 1 of 23.9% in Q4 2025.
What does multi-line solutions — year 1 mean?
This metric represents the loss development or claims activity specifically associated with the first year of a policy cohort's maturity within the Multi-line Solutions segment. It is used to analyze the initial loss emergence patterns and underwriting performance of recent business.

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