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NMI Holdings Inc. NMIH Debt-to-equity

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Other financials

Income statement

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Revenue$183.5M+5.9%
Net income$99.3M-3.1%
EPS (diluted)$1.280.0%

Balance sheet

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Cash & equivalents$70.7M-4.8%
Total debt$8.5M-17.4%
Total equity$2.6B+13.4%
Total assets$3.9B+13.1%

Cash flow

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Operating cash flow$116.1M+14.8%
CapEx$1.1M-35.5%
Free cash flow$115.0M+15.6%

Valuation

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Market cap$3.31B+11.5%
P/E8.6×+0.7×
P/S4.6×+0.3×

Profitability

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Net margin53.8%-2.1pp
FCF margin59.7%+3.3pp

Returns & leverage

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Return on equity15.6%-1.8pp

Where this comes from

Calculated from NMI Holdings Inc.’s reported figures.

Based on the most recent quarter.

The source filing: NMI Holdings Inc.’s 10-Q, filed April 30, 2026. Open the filing →

Filed
Apr 30, 2026, 5:37 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001547903-26-000029

FAQ

What is NMI Holdings Inc.'s debt-to-equity?
NMI Holdings Inc. (NMIH) reported debt-to-equity of 0× in Q4 2025.
How has NMI Holdings Inc.'s debt-to-equity changed year-over-year?
NMI Holdings Inc.'s debt-to-equity decreased by 28.3% year-over-year, from 0× to 0×.
What is the long-term trend for NMI Holdings Inc.'s debt-to-equity?
Over 5 years (2020 to 2025), NMI Holdings Inc.'s debt-to-equity has grown at a -59.2% compound annual growth rate (CAGR), from 0.3× to 0×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

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