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NMI Holdings Inc. NMIH Cash & Equivalents

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Other financials

Income statement

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Revenue$183.5M+5.9%
Net income$99.3M-3.1%
EPS (diluted)$1.280.0%

Balance sheet

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Total debt$8.5M-17.4%
Total equity$2.6B+13.4%
Total assets$3.9B+13.1%

Cash flow

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Operating cash flow$116.1M+14.8%
CapEx$1.1M-35.5%
Free cash flow$115.0M+15.6%

Valuation

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Market cap$3.31B+11.5%
P/E8.6×+0.7×
P/S4.6×+0.3×

Profitability

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Net margin53.8%-2.1pp
FCF margin59.7%+3.3pp

Returns & leverage

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Return on equity15.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by NMI Holdings Inc. in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents.

The source filing: NMI Holdings Inc.’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 5:37 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001547903-26-000029
AssetsMarch 31, 2026 / (In Thousands, except for share data)December 31, 2025 / (In Thousands, except for share data)
Fixed maturities, available-for-sale, at fair value (amortized cost of $3,255,203 and $3,190,174)$3,174,107$3,137,023
Cash and cash equivalents70,67943,937
Premiums receivable, net86,86186,259
Accrued investment income29,72627,253
Deferred policy acquisition costs, net64,33064,372
Software and equipment, net20,88721,727
Intangible assets and goodwill3,6343,634
Reinsurance recoverable39,70338,577

Item 1. Financial Statements

FAQ

What is NMI Holdings Inc.'s cash & equivalents?
NMI Holdings Inc. (NMIH) reported cash & equivalents of $70.68M in Q1 2026.
How has NMI Holdings Inc.'s cash & equivalents changed year-over-year?
NMI Holdings Inc.'s cash & equivalents decreased by 4.8% year-over-year, from $74.21M to $70.68M.
What is the long-term trend for NMI Holdings Inc.'s cash & equivalents?
Over 5 years (2020 to 2025), NMI Holdings Inc.'s cash & equivalents has grown at a -19.1% compound annual growth rate (CAGR), from $126.94M to $43.94M.
What does cash & equivalents mean?
Cash on hand plus highly liquid investments with maturities of three months or less at purchase — treasury bills, money market funds, and commercial paper.

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