What is Everest Group's casualty insurance — year two?

Everest Group (EG) reported casualty insurance — year two of 20.8% in Q4 2025.

What does casualty insurance — year two mean?

This represents the loss development or claim activity specifically for the second year following the inception of a policy cohort. It helps investors understand how loss estimates evolve as more information about the claims becomes available.

Everest Group (EG) Casualty Insurance — Year two

Screener

Other product segments

Property Insurance

59.2%-3.9%

Similar metrics at other companies

GBLICasualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Two

13.3%-1.6pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Two

27.2%-1.0pp

GLRECasualty — Year 2

34%+0.2pp

SPNTCasualty — Year 2

25.9%-2.6pp

AFGProperty and casualty insurance — Year 2

31.6%+0.3pp

RLICasualty — Shortduration Insurance Contracts Historical Claims Duration Year Two

17.1%-1.8pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

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Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Casualty	8.7%	6.5%	10.6%	11.7%	12.2%	11.2%	9.9%	8.2%	6.9%	6.0%

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's casualty insurance — year two?: Everest Group (EG) reported casualty insurance — year two of 20.8% in Q4 2025.
What does casualty insurance — year two mean?: This represents the loss development or claim activity specifically for the second year following the inception of a policy cohort. It helps investors understand how loss estimates evolve as more information about the claims becomes available.