What is Everest Group's casualty insurance — year two?

Everest Group (EG) reported casualty insurance — year two of 20.8% in Q4 2025.

What does casualty insurance — year two mean?

The claim activity and loss development observed in the second year after a policy is written.

How do you interpret casualty insurance — year two?

Significant changes in year two development can indicate that initial loss estimates were either too optimistic or too conservative.

How does casualty insurance — year two compare across companies?

Standard 'Age 2' development factor in insurance actuarial loss triangles.

Everest Group EG Casualty Insurance — Year two

Other product segments

Property Insurance

59.2%-3.9%

Similar metrics at other companies

ACGLCasualty — Year Two

8.2%-0.1pp

HIGProperty Insurance — 2nd Year

58.1%0.0pp

ACGLProperty catastrophe — Year Two

110.1%-58.3pp

ACGLCasualty — Year One

2.9%+0.1pp

RGALife Insurance Product Line — Short-duration Insurance Contracts, Historical Claims Duration, Year Two

72.2%+0.9pp

ACGLProperty excluding property catastrophe — Year Two

37%+0.8pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$13.28B-15.4%

P/E6.5×—

P/S0.8×-0.1×

Profitability

See full

Net margin11.8%—

Returns & leverage

See full

Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The official record: Everest Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Everest Group's casualty insurance — year two?: Everest Group (EG) reported casualty insurance — year two of 20.8% in Q4 2025.
What does casualty insurance — year two mean?: The claim activity and loss development observed in the second year after a policy is written.
How do you interpret casualty insurance — year two?: Significant changes in year two development can indicate that initial loss estimates were either too optimistic or too conservative.
How does casualty insurance — year two compare across companies?: Standard 'Age 2' development factor in insurance actuarial loss triangles.