What is Everest Group's property insurance — year two?

Everest Group (EG) reported property insurance — year two of 59.2% in Q4 2025.

What does property insurance — year two mean?

The claims and loss activity recorded during the second year of an insurance policy's life.

How do you interpret property insurance — year two?

Significant changes from year one to year two can indicate either volatility in claim severity or adjustments in actuarial assumptions.

How does property insurance — year two compare across companies?

Used by analysts to validate the consistency of loss development patterns compared to industry peers.

Everest Group EG Property Insurance — Year two

Other product segments

Casualty Insurance

20.8%—

Similar metrics at other companies

HIGProperty Insurance — 2nd Year

58.1%0.0pp

ACGLProperty catastrophe — Year Two

110.1%-58.3pp

ACGLProperty excluding property catastrophe — Year Two

37%+0.8pp

RGALife Insurance Product Line — Short-duration Insurance Contracts, Historical Claims Duration, Year Two

72.2%+0.9pp

HIGAutomobiles — 2nd Year

54.1%+0.3pp

HIGProperty Insurance — 3rd Year

9.4%-0.1pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$13.28B-15.4%

P/E6.5×—

P/S0.8×-0.1×

Profitability

See full

Net margin11.8%—

Returns & leverage

See full

Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The official record: Everest Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Everest Group's property insurance — year two?: Everest Group (EG) reported property insurance — year two of 59.2% in Q4 2025.
What does property insurance — year two mean?: The claims and loss activity recorded during the second year of an insurance policy's life.
How do you interpret property insurance — year two?: Significant changes from year one to year two can indicate either volatility in claim severity or adjustments in actuarial assumptions.
How does property insurance — year two compare across companies?: Used by analysts to validate the consistency of loss development patterns compared to industry peers.