What is Everest Group's property insurance — year two?

Everest Group (EG) reported property insurance — year two of 59.2% in Q4 2025.

What does property insurance — year two mean?

This represents the loss development or claim activity observed during the second year following the inception of an underwriting period. It provides insight into the maturation of claims and the accuracy of initial year-one estimates. It is a key component in assessing the stability of the loss ratio over time.

Everest Group (EG) Property Insurance — Year two

Screener

Other product segments

Casualty Insurance

20.8%—

Similar metrics at other companies

ESN

ESNTProperty Insurance Product Line — Year 2

45%+3.0pp

GBLIProperty Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Two

14.2%-0.5pp

SAFTProperty Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Two

23.3%—

RLIProperty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Two

29.7%-0.3pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Two

27.2%-1.0pp

KNSLProperty — Historical Claims Duration, Year Two

20.6%-0.5pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

See full

Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Casualty	8.7%	6.5%	10.6%	11.7%	12.2%	11.2%	9.9%	8.2%	6.9%	6.0%

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's property insurance — year two?: Everest Group (EG) reported property insurance — year two of 59.2% in Q4 2025.
What does property insurance — year two mean?: This represents the loss development or claim activity observed during the second year following the inception of an underwriting period. It provides insight into the maturation of claims and the accuracy of initial year-one estimates. It is a key component in assessing the stability of the loss ratio over time.