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Kinsale Capital Group KNSL Property — Historical Claims Duration, Year Two

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Other financials

Income statement

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Revenue$548.5M+16.8%
Net income$175.9M+31.1%
EPS (diluted)$7.72+34.0%

Balance sheet

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Cash & equivalents$210.5M+52.4%
Total debt$224.5M+21.9%
Total equity$2.0B+18.1%
Total assets$6.4B+15.7%

Cash flow

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Operating cash flow$241.9M-10.1%
CapEx$2.8M-83.6%
Free cash flow$239.1M-5.1%

Valuation

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Market cap$8.45B-18.5%
Enterprise value$8.46B-18.7%
P/E14.9×-8.4×
P/S4.2×-1.8×

Profitability

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Net margin28.5%+2.6pp
FCF margin50.1%-4.4pp

Returns & leverage

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Return on equity30.3%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The source filing: Kinsale Capital Group’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 4:12 PM EST
Fiscal year
FY2025
Accession
0001669162-26-000015
Years12345
Property45.4%20.6%9.1%5.5%0.4%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Kinsale Capital Group's property — historical claims duration, year two?
Kinsale Capital Group (KNSL) reported property — historical claims duration, year two of 20.6% in Q4 2025.
How has Kinsale Capital Group's property — historical claims duration, year two changed year-over-year?
Kinsale Capital Group's property — historical claims duration, year two decreased by 2.4% year-over-year, from 21.1% to 20.6%.
What does property — historical claims duration, year two mean?
This metric tracks the cumulative settlement activity of property insurance claims reaching their second year of development. It helps analysts understand the tail risk and the duration of the claims lifecycle for this specific segment. Comparing this to year one data reveals the maturity profile of the property insurance portfolio.

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