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Kinsale Capital Group KNSL Property — Historical Claims Duration, Year Two

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Other financials

Income statement

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Revenue$466.7M+10.2%
Net income$112.6M+26.1%
EPS (diluted)$4.88+27.4%

Balance sheet

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Cash & equivalents$223.3M+57.2%
Total debt$224.5M+21.9%
Total equity$2.0B+24.3%
Total assets$6.2B+19.2%

Cash flow

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Operating cash flow$248.9M+8.3%
CapEx$7.6M-37.8%
Free cash flow$241.3M+10.9%

Valuation

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Market cap$7.12B-30.2%
Enterprise value$7.12B-30.4%
P/E13.5×-11.7×
P/S3.7×-2.5×

Profitability

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Net margin27.5%+2.8pp
FCF margin52.9%-5.9pp

Returns & leverage

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Return on equity29.7%+0.3pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Kinsale Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The official record: Kinsale Capital Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kinsale Capital Group's property — historical claims duration, year two?
Kinsale Capital Group (KNSL) reported property — historical claims duration, year two of 20.6% in Q4 2025.
How has Kinsale Capital Group's property — historical claims duration, year two changed year-over-year?
Kinsale Capital Group's property — historical claims duration, year two decreased by 2.4% year-over-year, from 21.1% to 20.6%.
What does property — historical claims duration, year two mean?
This metric tracks the cumulative settlement activity of property insurance claims reaching their second year of development. It helps analysts understand the tail risk and the duration of the claims lifecycle for this specific segment. Comparing this to year one data reveals the maturity profile of the property insurance portfolio.