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Everest Group EG Insurance — Incurred Loss and Loss Adjustment Expenses

Other segment segments

Reinsurance
$7.52B+5.8%
Other
$292M-49.7%

Similar metrics at other companies

Arch Capital Group logo
ACGLOther — Net Losses and Loss Adjustment Expenses Incurred
$64.5M-41.4%
The Hartford Financial Services Group logo
HIGProperty and Casualty, Commercial Insurance — Benefits, Losses and Loss Adjustment Expenses
$1.51B+1.9%
Progressive logo
PGRUnderwriting Operations — Losses and loss adjustment expenses
$13.83B+8.0%
W.R. Berkley logo
WRBInsurance — Loss and Loss Expenses
$1.74B+9.7%
Ally Financial logo
ALLYInsurance operations — Insurance losses and loss adjustment expenses
$121M-24.8%
The Hartford Financial Services Group logo
HIGEmployee Benefits — Benefits, Losses and Loss Adjustment Expenses
$1.17B+0.2%

Other financials

Income statement

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Revenue$4.1B-4.6%
Net income$653.0M+211%
EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%
Total debt$196.0M+55.6%
Total equity$15.3B+8.1%
Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$13.28B-15.4%
P/E6.5×
P/S0.8×-0.1×

Profitability

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Net margin11.8%

Returns & leverage

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Return on equity13.8%
Debt / equity0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationBenefitsClaimsLossesAndSettlementExpense.

The official record: Everest Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Everest Group's insurance — incurred loss and loss adjustment expenses?
Everest Group (EG) reported insurance — incurred loss and loss adjustment expenses of $762.5M in Q4 2025.
How has Everest Group's insurance — incurred loss and loss adjustment expenses changed year-over-year?
Everest Group's insurance — incurred loss and loss adjustment expenses decreased by 15.8% year-over-year, from $905.5M to $762.5M.
What is the long-term trend for Everest Group's insurance — incurred loss and loss adjustment expenses?
Over 4 years (2021 to 2025), Everest Group's insurance — incurred loss and loss adjustment expenses has grown at a 13.3% compound annual growth rate (CAGR), from $1.85B to $3.05B.
What does insurance — incurred loss and loss adjustment expenses mean?
The total cost of all claims and the expenses to process them during the reporting period.
How do you interpret insurance — incurred loss and loss adjustment expenses?
A lower ratio relative to premiums earned indicates better underwriting discipline and more profitable risk selection.
How does insurance — incurred loss and loss adjustment expenses compare across companies?
A primary component of the loss ratio, used universally to benchmark underwriting efficiency.