Business Segments · Net Losses and Loss Adjustment Expenses Incurred

Insurance — Net Losses and Loss Adjustment Expenses Incurred

Arch Capital Group Insurance — Net Losses and Loss Adjustment Expenses Incurred remained flat by 0.0% to $1.19B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 17.1%, from $1.02B to $1.19B. Over 4 years (FY 2021 to FY 2025), Insurance — Net Losses and Loss Adjustment Expenses Incurred shows an upward trend with a 19.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase relative to premiums earned suggests higher claim frequency or severity, impacting underwriting margins.

Detailed definition

The total cost of claims and the associated expenses to settle them, net of reinsurance recoveries, recognized during a...

Peer comparison

Core performance metric for all insurance entities to track claim costs.

Metric ID: acgl_segment_insurance_net_losses_and_loss_adjustment_expenses_incurred

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$2.34B$2.78B$3.12B$4.07B$4.76B
YoY Change+18.7%+12.2%+30.4%+17.1%
Range$2.34B$4.76B
CAGR+19.4%
Avg YoY Growth+19.6%
Median YoY Growth+17.9%
Current Streak4+ years growth

Frequently Asked Questions

What is Arch Capital Group's insurance — net losses and loss adjustment expenses incurred?
Arch Capital Group (ACGL) reported insurance — net losses and loss adjustment expenses incurred of $1.19B in Q4 2025.
How has Arch Capital Group's insurance — net losses and loss adjustment expenses incurred changed year-over-year?
Arch Capital Group's insurance — net losses and loss adjustment expenses incurred increased by 17.1% year-over-year, from $1.02B to $1.19B.
What is the long-term trend for Arch Capital Group's insurance — net losses and loss adjustment expenses incurred?
Over 4 years (2021 to 2025), Arch Capital Group's insurance — net losses and loss adjustment expenses incurred has grown at a 19.4% compound annual growth rate (CAGR), from $2.34B to $4.76B.
What does insurance — net losses and loss adjustment expenses incurred mean?
The total net cost of claims and claim-handling expenses for the period.